Michigan Farm Bureau is one of the largest insurers of cars and homes in Michigan. This review will discuss the important facts about Michigan Farm Bureau, the types of insurance it offers, and how it sells its insurance coverage. This review analyzes the JD Power customer satisfaction ratings, AM Best financial strength ratings, and the most recent three-year home & auto insurance customer complaint records for the Michigan Farm Bureau insurance companies, and compare them with major competitors like Allstate, State Farm, GEICO, Nationwide, Auto-Owners, & Progressive. My review will give you information to help you decide if Michigan Farm Bureau is a good choice to insure your vehicle or home. Continue reading
Category Archives: The Best & Worst Insurance Companies by State
Citizens Property Insurance Corporation Depopulation: Take Out Companies Review
Citizens Property Insurance Corporation is a not-for-profit, tax-exempt government entity, created by the Florida legislature with the purpose to provide insurance protection to Florida property owners who are entitled to but are unable to find property insurance coverage in the private market. Citizens Property Insurance Corporation is the largest insurer of residential properties in the Sunshine State, and many home owners are insured with Citizens not because no private insurance company will insure them, but because Citizens was much less expensive than the private insurers willing to cover their property. If your agent insured your home with Citizens Property Insurance Corporation, it was either because a private insurance company would not cover your property or coverage was offered but at a premium over 15% higher than Citizens.
If your Florida property is insured with Citizens Property Insurance Corporation, you are probably aware of Citizens Depopulation Program, which is designed to transition Citizen’s policyholders to private insurance companies.
In 2015, these companies are assuming Citizens property insurance policies: American Colonial Insurance Company, Anchor Property & Casualty Insurance Company, Avatar Property & Casualty Insurance Company, Cypress Property & Casualty Insurance Company, First Community Insurance Company, Heritage Property & Casualty Insurance Company, Homeowners Choice Property & Casualty Insurance Company, Mount Beacon Insurance Company, Prepared Insurance Company, Security First Insurance Company, Southern Oak Insurance Company, and United Property & Casualty Insurance Company.
Should you stay with Citizens or allow your homeowners insurance to be transferred to the take-out company willing to assume your coverage? If you are facing this decision, or if you have allowed your Citizens policy to be assumed by a take-out company in the past, this review will help you evaluate the take-out company compared to Citizens, other take-out companies, and the insurance companies in the Florida home insurance market. This review will look at the choices you may have to find the best home insurance company for you at the best price, and avoid the worst insurance companies. This review will consider the options for insurance policyholders of personal lines accounts only, such as personally owned single family houses, condo unit owners, and mobile homes, and not commercial residential or non-residential properties owned by business entities or homeowners associations. Continue reading
How to evaluate your Florida homeowners insurance company & the complaint records for major companies in the state
This review will explain how to evaluate your homeowners insurance company and other homeowners insurance companies insuring homes in Florida, so you don’t regret keeping the company insuring you now when you have a claim, or the company you chose for its lower rate.
If you want to evaluate your current company & coverage compared to other companies, this review will also analyse the largest insurance companies insuring many homes in Florida I have yet to review, including their Florida state complaint record, JD Power claims & customer satisfaction ratings, and AM Best Financial Strength ratings. Some of these companies may not be selling homeowners insurance policies in Florida anymore, so I’ll look at each company’s increase or decrease in their number of homeowners insurance policies in Florida over recent years. Continue reading
Florida Auto Insurance Review: Best & Worst Complaint Records for the 26 Largest Companies in the State.
This review analyzes & ranks the 26 largest auto insurance companies in Florida, from best to worst by their auto insurance complaint history, as determined by complaints filed against them by FL auto insurance customers & claimants with the Florida Office of Insurance Regulation, during the years of 2009, 2010, 2011, 2012, 2013, & 2014. Common reasons for filing complaints with the Florida state insurance department are because of denials, delays, or inadequate payments of claims. I’ll also look at each company’s change in Florida auto insurance market share, as an indication of which companies have higher or lower auto insurance rates. Continue reading
Home Insurance Companies Selling the Most Policies in Florida: Complaint Record Review
This review analyzes & ranks the home insurance companies selling the most new home insurance policies in Florida by their number of annual complaints each year from 2009 to 2014, based on data last updated by Florida state for the quarter ending 12/31/2014. As any Florida homeowner should know, many of the large national insurance companies no longer sell new home insurance policies in the state.
Knowing which companies are currently selling the most policies, can not only help you find the companies selling Florida home insurance, but might indicate the companies with competitive rates for you. Be sure to read my summary at the end of this review to find out how to get the best home, condo, or mobile home insurance you can & save money! Continue reading
Universal Property & Casualty Insurance Company Review: Ratings & FL Home Insurance Complaint Record
How good is Universal Property & Casualty Insurance Company? Who do you contact for a price quote? Today I’ll provide you with information about Universal Property & Casualty Insurance Company to help you decide if they are the best property insurance company for you. Continue reading
New York Car Insurance Reviews 2014: 20 Major Companies, their Complaint Records & Ratings
This review will show you the twenty companies insuring the most cars in New York, and ranking & rating them from best to worst, based on their national complaint statistics for 2011, 2012, and 2013, gathered by the National Association of Insurance Commissioners. Many people fail to check the complaint records of their car insurance companies, and are unaware of all the major companies selling car insurance in their state. The information I provide in this review not only helps you determine if your car insurance company has a good or bad customer complaint record, it helps you know about the other leading companies, so you can shop for lower rates and better service. Continue reading
Maine Auto Insurance Reviews 2014: Complaint Ratings & Rankings for 22 Top Companies
This review will show you the twenty-two companies insuring the most cars in Maine (companies with at least 1% of the Maine auto insurance market or more), and ranking & rating them from best to worst, based on their Maine auto insurance complaint statistics for 2012 and 2013. Many drivers fail to check the complaint records of their car insurance companies, and are unaware of all the major companies selling car insurance in their state. The information I provide in this review not only helps you determine if your car insurance company has a better or worse than average customer complaint record with the state, it helps you know about the other leading companies in Maine, so you can shop for the best combination of rates, coverage and service. Continue reading
Tennessee Farm Bureau Review: Auto, Home, Renters, & Life Insurance
Tennessee Farm Bureau insures more homes and automobiles in Tennessee than any other company, but how does Tennessee Farm Bureau compare to other major auto insurance companies competing in the state of Tennessee, like Auto-Owners, Nationwide, Safeco, State Farm, Allstate, Progressive, and GEICO? This review analyzes the JD Power customer satisfaction ratings, AM Best financial strength ratings, and the most recent three-year home & auto insurance customer complaint records for the Tennessee Farm Bureau companies, and compares them with major competitors to assess the quality of customer service and claims handling with Tennessee Farm Bureau. If you don’t want to read the entire review, you can skip to my review summary at the end (Section #6), to find out if my analysis concludes the auto & home insurance customer service & claims handling at Tennessee Farm Bureau is below average, average, or above average. Reading this review will help you decide if Tennessee Farm Bureau is a good choice to insure your car, home, or provide for your other insurance needs. Continue reading
California Homeowners Insurance Reviews 2014: Top 25 Companies Ranked by their Customer Complaint Records
This review will show you the twenty-five biggest homeowners insurance companies in California, covering of the CA home insurance market, ranking them from best to worst based on their California homeowners insurance complaint records over the last three years (2011, 2012, & 2013). I’ll show you the home insurance companies with the best & worst complaint records. Reading this review of the major California homeowners insurance companies can help you find the companies offering you the best coverage at the best price, as well as help you avoid the companies with consistently poor homeowners insurance complaint records each year. Continue reading
California Auto Insurance Reviews 2014: Top 25 Companies Ranked by their Customer Complaint Records
This review will show you the twenty-five biggest auto insurance companies in California, covering over 80% of the CA auto insurance market, ranking them from best to worst based on their California auto insurance complaint records over the last three years (2011, 2012, & 2013). I’ll show you the auto insurance companies with the best & worst complaint records. Reading this review of the major California auto insurance companies can help you find the companies saving you the most money, as well as help you avoid the companies with consistently poor auto insurance complaint records each year. Continue reading
Pennsylvania Home Insurance Reviews 2014: Top 20 Companies Ranked by their Customer Complaint Records
This Pennsylvania home insurance review will show you the twenty biggest companies based on Pennsylvania home insurance market share, ranking them from best to worst based on their complaint records, and rating them to determine if each one has an above-average, average, or below-average customer complaint record over the last four years (2013, 2012, 2011, & 2010). No one wants a hassle with their home insurance company when they have a major claim. Most home insurance customer complaints reported to the state are regarding a company’s claims handling. Reading this review of the major Pennsylvania home insurance companies will not only show you all the leading companies, so you can shop and choose the best home insurance coverage at a competitive price, but it will also help you avoid the companies with consistently worse than average home insurance complaint records each year. You can skip to my review summary at the end of this review, if you don’t care about the details. Continue reading
Pennsylvania Auto Insurance Reviews 2014: Top 20 Companies Ranked by their Customer Complaint Records
This review will show you the twenty biggest auto insurance companies in Pennsylvania, covering 80% of the PA auto insurance market, ranking them from best to worst based on their complaint records, and let you know if they have an above-average, average, or below-average customer complaint record over the last four years (2013, 2012, 2011, & 2010). I’ll also show you the auto insurance companies growing or losing PA market share the fastest over the last four years, which can be an indicator of low or high auto insurance rates for the company in Pennsylvania. Reading this review of the major Pennsylvania auto insurance companies can help you shop and find the companies most likely to save you the most money, as well as help you avoid the companies with consistently worse than average auto insurance complaint records each year. Continue reading
Safety Insurance Review: Auto & Home, Condo, Renters Coverage
Safety Insurance is the third largest insurer of private passenger vehicles and the fourth largest insurer of homes in Massachusetts, but also sells auto & home insurance in New Hampshire. This review will discuss the important facts about Safety Insurance, and how it sells its insurance. This review also analyzes the JD Power customer service ratings, AM Best financial strength ratings, as well as the most recent three-year home & auto insurance customer complaint record for Safety Insurance, in comparison with major competitors like Allstate, State Farm, GEICO, & Progressive. My review will give you information to help you decide if Safety Insurance is a good choice to insure your car or home. Continue reading
Reviewing Florida Home Insurance Companies for Financial Strength, Stability, & Solvency
Florida home insurance companies becoming financially insolvent is not an uncommon problem. Sunshine State Insurance Company, recently one of the 25 leading insurance companies selling new policies insuring homes in Florida, stopped selling new policies, after receiving a consent order from the Florida Office of Insurance Regulation (FOIR), to raise its surplus or shed its business. The FOIR consent order issued in March, came after Sunshine State reported it discovered accounting errors relating to reinsurance contracts from 2008 to 2011 that required correction. Sunshine State Insurance Company advised the FOIR that correcting the errors would negatively affect its surplus, as would fourth quarter losses. Customers of Sunshine State Insurance Company need to be concerned about the company being able to pay claims, and choosing another company to insure their home, as reported in this Insurance Journal article.
As any Florida property owner knows, finding companies to insure their homes and choosing the best insurance company, can be a challenge. The homeowners, condo, renters, or mobile home insurance companies available to them are often newer, very small companies not rated by AM Best, the most well-known company rating insurance company financial strength & solvency. If you are concerned about having substantial damage to your home covered by your insurance, particularly from a catastrophe, like a hurricane, where your insurance company may have many claims to pay, you want to do the best you can to avoid companies unable to meet their financial obligations. This blog post will discuss the issues regarding home insurance company solvency for Florida property owners, and show you one rating company that may be of great help with assessing an insurance company’s financial strength. Continue reading
Florida Home Insurance Review: Best & Worst Complaint Records for the Largest Companies in the State.
This review analyzes & ranks the 25 largest home insurance companies in Florida, from best to worst by their home insurance complaint history, as determined by complaints filed against them by FL home insurance customers & claimants with the Florida Office of Insurance Regulation, in 2009, 2010, 2011, 2012 & 2013.
Common reasons for filing complaints are because of denials, delays, or inadequate payments of claims. Looking at your home insurance company’s complaint record, compared to competitors, over the most recent several years, can help you decide if your homeowners, condominium, or renters insurance company is more likely to provide fair claims handling and customer service when you need it, or if other property insurance companies may be a better choice for you.
This is an old review. so I recommend using my new Florida home insurance reviews for the companies selling the most home insurance policies in Florida here, and the largest insurers of Florida homes here, which include 2014 complaint data.
My website reviews the major auto & home insurance companies in the USA, but many of these large national companies do not sell home insurance in Florida. JD Power & AM Best do not rate many of the largest Florida home insurers, so reviewing a company’s complaint statistics is a major way to determine if an insurance company is likely to provide acceptable or poor service. Read this review, see which companies have the best & worst complaint records in Florida, and shop to find the company with the best choice of coverage, service, & price for you. Continue reading
New York Home Insurance Reviews 2014: 20 Major Companies & Their Three-Year Complaint Ratings
The home you own is most people’s biggest investment, so you want to make sure you protect it properly, by choosing the right coverage with a good homeowners insurance company, having a reputation for acceptable customer service, and a consistent history of maintaining a better than average complaint record each year. To accomplish this goal, you need to know the major companies offering home insurance in your state and their complaint information. This review will show you twenty major insurance companies insuring residential property in New York, and each company’s complaint ratings, based on home (homeowners/condo/renters/mobile home) insurance complaints filed with the New York insurance department for the last 3 years of 2010, 2011, 2012, & 2013. Continue reading
New York Auto Insurance Reviews 2013: The 20 Largest Companies & their NY State Complaint Records & Rankings
This review will show you the twenty largest companies insuring private passenger vehicles in New York, ranking them from best to worst, based on their number of upheld complaints filed with the New York State Department of Financial Services. Most consumers fail to check the complaint records of their insurance companies, and are unaware of all the major auto insurance companies in their state. The information I provide in this review not only helps you evaluate your auto insurance company, it helps you know about the other leading companies, so you can shop for lower rates and better service. I update this review or write a new review with the latest complaint statistics each year, so bookmark or place my website in your favorites! Continue reading
Louisiana Home Insurance Reviews 2013: The Major Companies, their Customer Complaint Records, & JD Power Ratings
If you want choose the best home insurance for you, you need to know the major companies offering coverage in your state. Your home is probably your biggest investment, so you want to make sure you choose a good home insurance company, with a reputation for good customer service, and a better than average complaint record. This review will show you the 20 leading home insurance companies in Louisiana, their complaint ratings based on home (homeowners/condo/renters/mobile home) insurance complaints filed with a state’s department of insurance for the last 3 years (2010, 2011, & 2012), and their claims & customer satisfaction ratings, if surveyed by JD Power. Continue reading
Louisiana Auto Insurance Reviews 2013: The Major Companies, their Customer Complaint Records, & JD Power Ratings
As frequent readers of my insurance company review blog know, some car insurance companies charge more than double as much as other car insurance companies for the same coverage. No single auto insurance company has competitive rates for all drivers. The only way to find the company with the best auto insurance rates for you, is to shop with all the leading car insurance companies. But the average person is usually not aware of all the major auto insurance companies in their state. Continue reading
New Jersey Home Insurance Reviews 2013: Complaint Ratings for all the Leading Companies
This NJ Home insurance company review gives you the 2012, 2011 & 2010 complaint ratings for the major companies insuring homes in the Garden State. It’s tough to find reliable insurance company reviews on the Web. Reading reviews of several people’s experience, or even two hundred people’s experience, are not enough to evaluate an insurance company with hundreds of thousands of customers, and tell you what your experience is likely to be with the company, if you insure with them. One person will love a company. Another person will hate the same company the other person loves. Unfortunately, no amount of research about a company’s customer service can guarantee you won’t have a problem. Even the most highly rated companies for customer satisfaction will have customers thinking they were treated unfairly, or the company did not properly settle a claim for them.
However, a smart insurance buyer reduces the chances of having a bad experience, by checking an insurance company’s JD Power ratings and complaint statistics for the company, before insuring with them. Although some states publish insurance company complaint statistics on their websites, few consumers check for their availability. New Jersey does not publish their home insurance complaint statistics, but national complaint data about the insurance companies insuring homes in NJ is available. This review will tell you if these NJ home insurance companies have an above-average, average, or below-average customer complaint record over the last three years, and their JD Power ratings, if they were included in a JD Power home insurance claims or customer satisfaction survey in the last three years (2013, 2012, & 2011).
Reading this review, and using it to select an home insurance company, can’t guarantee you will get great service or be happy with how your next claim is settled, but it gives you the information you need in one place, to help you make a smarter decision when choosing an home insurance company. How is your home insurance company performing? Check your company’s ratings in this review below. Continue reading
New Jersey Auto Insurance Reviews 2013: The Major Companies, Ranked from Best to Worst by their Complaint Statistics, & their Customer Satisfaction Ratings
As readers of my blog know, some auto insurance companies charge more than twice as much as other companies for the same coverage. No single car insurance company has the lowest rates for all drivers. The only way to find the company with the best auto insurance rates for you, is to shop with all the leading car insurance companies. However, the average customer is usually not aware of all the major auto insurance companies in their state.
This review will show you the 12 largest auto insurance companies in New Jersey, if they have an above-average, average, or below-average customer complaint record over the last two years (2011 & 2010), their JD Power claim & customer satisfaction ratings over the last three years (2013, 2012, & 2011), and whether each company’s growth or loss of NJ auto insurance market share might be an indication of low rates or high rates for a broad base of customers. In addition, I’ll show you some other auto insurance companies, outside the top 12, with consistent much better-than-average customer complaint records since 2008, as well as the auto insurance companies with consistently poor complaint histories. I’ll also point out a few other companies, outside the 12 largest auto insurance companies in NJ, with rapidly gaining market share, which can be a sign the companies offer low auto insurance rates.
Reading this blog post can help you shop & identify the NJ auto insurance companies most likely to save you a lot of money, or if you may be paying too much for your auto insurance, if your company is losing market share. As of the date of this article, the 2012 auto insurance complaint data has not been published by the State of New Jersey. Bookmark this page, because I will update it or write a new review, as new data becomes available in the future. If you are a New Jersey auto insurance consumer, there is no better source on the Web than this blog review to help you shop for a good auto insurance company, get the coverage you need at a competitive price, and really save $100s per year. Continue reading
AAA / Auto Club Group Insurance Review: Auto Insurance & Homeowners Insurance Complaint Ratings
How is the customer service and claims handling at Auto Club Insurance Group? How good is Auto Club Group‘s auto insurance & homeowners insurance? This blog entry helps you answer these important questions and decide if Auto Club Group is best for you! Continue reading
Auto Club of Southern California Insurance Review: Auto Insurance & Homeowners Insurance Complaint Ratings
How is the customer service and claims handling at Auto Club of Southern California (Interinsurance Exchange of Auto Club)? How good is Auto Club of Southern California‘s auto insurance & homeowners insurance? This blog entry helps you answer these important questions and decide if Auto Club of Southern California is best for you! Continue reading
District of Columbia (DC) Home Insurance Reviews: Complaint Ratings for Top Companies
Does your Washington DC home-owners insurance company have a large amount of customer complaints? Will you have problems placing a claim, or have a valid claim delayed or denied? Is your company any good? Most consumers fail to check the complaint records of their insurance companies. This blog post ranks thirteen of the largest DC home insurance companies based on their 2011 JD Power customer satisfaction ratings, and links to a review with each insurance company’s complaint record. Find out the best & worst companies. Continue reading