Safety Insurance Review: Auto & Home, Condo, Renters Coverage

Safety Insurance is the third largest insurer of private passenger vehicles and the fourth largest insurer of homes in Massachusetts, but also sells auto & home insurance in New Hampshire. This review will discuss the important facts about Safety Insurance, and how it sells its insurance. This review also analyzes the JD Power customer service ratings, AM Best financial strength ratings, as well as the most recent three-year home & auto insurance customer complaint record for Safety Insurance, in comparison with major competitors like Allstate, State Farm, GEICO, & Progressive. My review will give you information to help you decide if Safety Insurance is a good choice to insure your car or home. Continue reading

Massachusetts Auto Insurance Rates Increase!

The Massachusetts car insurance market has changed a lot over the last several years. Only four years ago, the state set auto insurance rates and coverage options (under its old fix-and-establish system) and there was no price competition among auto insurance companies.

In 2008, the law changed to allow price competition based on rating factors permitted by the state. Many new auto insurance companies started selling auto insurance in Massachusetts, and rates dropped so insurance companies could gain customers and market share. In addition, insurance companies started offering different coverage options to attract customers.

Now, the cost of claims & the desire to make a profit are increasing car insurance rates for many companies. Auto insurance buyers living in the state of Massachusetts need to know it’s now very important to shop your auto insurance each year, to make sure you are not paying excessive rates, and to choose the coverage options best for you.

This blog post will show you the companies selling auto insurance in Massachusetts, and the information needed to help you decide on the best car insurance company for you. Continue reading

Massachusetts Home Insurance Reviews: Complaint Ratings for 25 Top Companies

Does your home insurance company have too many complaints? Will you have a problem placing a claim, or have a valid claim delayed or denied? Do you really know if your company will turn out to be a good or bad experience for you? Most consumers fail to check the complaint records of their insurance companies. This blog posts provide complaint information for the 25 largest home insurance companies in MA, and rates them, from best to worst, based on their combined home insurance complaint records, for the years 2006 through 2010. I also provide the combined complaint information on the rest of the Massachusetts home insurance market, including the MA FAIR plan. Continue reading

Massachusetts Auto Insurance Reviews: Complaint Ratings for 20 Top Companies

Does your car insurance company have too many complaints? Will you have a problem placing a claim, or have a valid claim delayed or denied? Will your company turn out to be a good or bad experience for you? Most consumers fail to check the complaint records of their insurance companies. Here I provide complaint information for the 20 largest auto insurance companies, covering almost all of the Massachusetts car insurance market, and rank them, from best to worst, based on their 2008 Massachusetts auto insurance complaint ratios (2008 is the most recent year for which state data is available). Continue reading