New Jersey Home Insurance Reviews 2013: Complaint Ratings for all the Leading Companies

This NJ Home insurance company review gives you the 2012, 2011 & 2010 complaint ratings for the major companies insuring homes in the Garden State. It’s tough to find reliable insurance company reviews on the Web. Reading reviews of several people’s experience, or even two hundred people’s experience, are not enough to evaluate an insurance company with hundreds of thousands of customers, and tell you what your experience is likely to be with the company, if you insure with them. One person will love a company. Another person will hate the same company the other person loves. Unfortunately, no amount of research about a company’s customer service can guarantee you won’t have a problem. Even the most highly rated companies for customer satisfaction will have customers thinking they were treated unfairly, or the company did not properly settle a claim for them.

However, a smart insurance buyer reduces the chances of having a bad experience, by checking an insurance company’s JD Power ratings and complaint statistics for the company, before insuring with them. Although some states publish insurance company complaint statistics on their websites, few consumers check for their availability. New Jersey does not publish their home insurance complaint statistics, but national complaint data about the insurance companies insuring homes in NJ is available. This review will tell you if these NJ home insurance companies have an above-average, average, or below-average customer complaint record over the last three years, and their JD Power ratings, if they were included in a JD Power home insurance claims or customer satisfaction survey in the last three years (2013, 2012, & 2011).

Reading this review, and using it to select an home insurance company, can’t guarantee you will get great service or be happy with how your next claim is settled, but it gives you the information you need in one place, to help you make a smarter decision when choosing an home insurance company. How is your home insurance company performing? Check your company’s ratings in this review below. Continue reading

New Jersey Auto Insurance Reviews 2013: The Major Companies, Ranked from Best to Worst by their Complaint Statistics, & their Customer Satisfaction Ratings

As readers of my blog know, some auto insurance companies charge more than twice as much as other companies for the same coverage. No single car insurance company has the lowest rates for all drivers. The only way to find the company with the best auto insurance rates for you, is to shop with all the leading car insurance companies. However, the average customer is usually not aware of all the major auto insurance companies in their state.

This review will show you the 12 largest auto insurance companies in New Jersey, if they have an above-average, average, or below-average customer complaint record over the last two years (2011 & 2010), their JD Power claim & customer satisfaction ratings over the last three years (2013, 2012, & 2011), and whether each company’s growth or loss of NJ auto insurance market share might be an indication of low rates or high rates for a broad base of customers. In addition, I’ll show you some other auto insurance companies, outside the top 12, with consistent much better-than-average customer complaint records since 2008, as well as the auto insurance companies with consistently poor complaint histories. I’ll also point out a few other companies, outside the 12 largest auto insurance companies in NJ, with rapidly gaining market share, which can be a sign the companies offer low auto insurance rates.

Reading this blog post can help you shop & identify the NJ auto insurance companies most likely to save you a lot of money, or if you may be paying too much for your auto insurance, if your company is losing market share. As of the date of this article, the 2012 auto insurance complaint data has not been published by the State of New Jersey. Bookmark this page, because I will update it or write a new review, as new data becomes available in the future. If you are a New Jersey auto insurance consumer, there is no better source on the Web than this blog review to help you shop for a good auto insurance company, get the coverage you need at a competitive price, and really save $100s per year. Continue reading

New Jersey Home Insurance Reviews: Complaint Ratings for All Leading Companies

Does your homeowners insurance company have a lot of complaints? Will you have difficulty placing a claim, or have a valid claim delayed or denied? Is your company good or bad? Most consumers fail to check the complaint records of their insurance companies. Here I provide complaint ratings, based of their 2010 national complaint ratios (Accurate 2011 data is not available yet), for all (let me know if I missed one) home insurance companies in New Jersey. Find out the best & worst companies Continue reading

New Jersey Auto Insurance Reviews: Complaint Ratings Ranking 32 Major Companies

Does your auto insurance company have a lot of complaints? Will you have difficulty placing a claim, or have a valid claim delayed or denied? Will you find out your company is good or bad? Most consumers fail to check the complaint records of their insurance companies. Here I provide complaint information for the 32 largest (insuring 10,00 vehicles or more in NJ) auto insurance companies in New Jersey, and rank them from best to worst based on their 2010 NJ complaint record (Accurate 2011 data not available yet). Continue reading