This Travelers Insurance review will evaluate, for the most recent six year period where reliable statistics are available (2009, 2010, 2011, 2012, 2013, & 2014), the home & auto insurance complaint record for the subsidiary companies of Travelers insurance group, to determine whether each subsidiary, such as Travelers Home & Marine Insurance Company or Standard Fire Insurance Company, has a better-than-average, average, or worse-than-average customer complaint record.

I’ll also look at the JD Power ratings for Travelers auto & homeowner insurance pricing, and increases & decreases in market share (as measured by annual written premiums) for each Travelers subsidiary, as a possible indication of high or low insurance rates. In addition, I’ll review the AM Best Financial Strength Ratings for the Travelers insurance companies, too. Continue reading →

In 2011, High Point Auto Insurance, Palisades Insurance, and Teachers Auto Insurance changed brand names to Plymouth Rock Assurance. These companies primarily insure private passenger vehicles, only in the state of New Jersey. There is a Plymouth Rock subsidiary company selling auto insurance in Massachusetts, but the MA subsidiary will not be reviewed in this blog article. Although High Point is a small auto insurance company, it has enough market share in NJ to be included in the 2012 JD Power Mid-Atlantic Region auto insurance study. I think the JD Power numerical scores (I feel the power circle ratings alone are misleading) are a great tool for US car & home insurance consumers, they should not be relied on as the sole reason to choose, or not to choose, an insurance company. Coverage options available, a company’s multi-year complaint history, how the company operates and services the customer, and of course, price, are also important to consider, before you select an insurance company. This blog post will analyze the JD Power rating and study results for High Point Auto Insurance, and give you more information, so you can decide if High Point/Plymouth Rock is the right company for you, or if you should consider insuring with another company. As readers of my blog should know by now, even if you love your insurance company, getting quotes from competing auto & home insurance companies, and additional opinions on your coverage each year, is crucial to make sure you pay reasonable rates, and help you avoid having coverage gaps if you have a claim. Continue reading →

Some Indiana residents may know Indiana Farm Bureau is a major insurer of homes, trucks, and automobiles in their state, but how does Indiana Farm Bureau compare to other major car & home insurance companies, such as Progressive, GEICO, State Farm, Country, Hartford, Allstate, Nationwide, Travelers, Safeco, Auto-owners, & Liberty Mutual? This review analyzes the JD Power customer satisfaction ratings, AM Best financial strength ratings, and the most recent three-year home & auto insurance customer complaint records for the Indiana Farm Bureau insurance companies, and compares them with major competitors.

There is a lot of useful information in this review, but if you don’t want to read the entire review, you can skip to my review summary in the last section (section #5), to find out if my analysis concludes the auto & home insurance customer service, claims handling, and rates for Indiana Farm Bureau is below average, average, or above average. Reading this review can help you decide if Indiana Farm Bureau is a good company to insure your cars, trucks, or home. Continue reading →

Home State County Mutual Insurance Company, one of the largest insurers of private passenger vehicles & trucks in Texas, sells nonstandard auto insurance through local independent insurance agencies throughout the Lone Star State, assisted through its Managing General Agent (MGA) partnerships with other auto insurance companies like National General (formerly GMAC), Titan / Victoria insurance companies(owned by Nationwide Insurance), Alfa Vision, Kemper, and Esurance. Independent insurance agents often represent a companies with the best rates for drivers not qualifying for standard insurance rates due to their driving record or other reasons. If an agent tries to sell you and auto insurance policy from Home State County Mutual Insurance Company, is it really a good choice for you?

If you have no problem qualifying for standard auto insurance rates, you should not insure with a nonstandard auto insurance company like Home State County Mutual Insurance Company. Nonstandard auto insurance is automobile insurance for higher risk drivers some standard or preferred auto insurance companies won’t insure, such as newly licensed or inexperienced drivers, drivers with too many tickets or accidents, license suspension, or a major driving violation, such as a DUI, DUII, DWI, reckless driving.

If you are the type of driver that needs a company like Home State County Mutual Insurance, is there a better auto insurance company for you? Does Home State County Mutual auto insurance have too many customer complaints? How does Home State County Mutual compare to competing auto insurance companies like Progressive & GEICO? This blog post will help you answer these questions and review Home State County Mutual Insurance Company, evaluating its JD Power, AM Best, BBB (Better Business Bureau) ratings, and customer complaints over the last three years, to let you know if Home State County Mutual has a better than average, average, or worse than average complaint record or competitive auto insurance rates. Continue reading →

The insurance companies of Harleysville Insurance Group, owned by Nationwide Insurance, sell auto & home insurance in 26 states, mostly in the East & Midwest of the USA. You may have heard about Harleysville Insurance, but do you really know how good a company it is for auto & home insurance?

I’ll review the AM Best financial strength ratings, JD Power customer satisfaction ratings, and Better Business Bureau ratings for the Harleysville Insurance companies, including their annual auto & home insurance complaint records over the last three years.

My review summary will give you my opinion if Harleysville personal auto & homeowners insurance is performing better than average, average, or worse than average, compared to its competitors, like State Farm, Nationwide, Allstate, Progressive, GEICO and other leading companies, for low rates, claims handling, and customer service. Continue reading →

Mendota Insurance Company, and its wholly owned subsidary company, Mendakota Insurance Company, sell nonstandard auto insurance through local independent insurance agencies in many U.S. states. In some areas of the country, independent insurance agents have the best rates for drivers not qualifying for standard insurance rates due to their driving record or other reasons. If an agent tries to sell you and auto insurance policy from Mendota Insurance Company or Mendakota Insurance Company, is it really a good choice for you?

If you have no problem qualifying for standard auto insurance rates, you should not insure with a nonstandard auto insurance company like Mendota or Mendakota Insurance Company. Nonstandard auto insurance is automobile insurance for higher risk drivers some standard or preferred auto insurance companies won’t insure, such as newly licensed or inexperienced drivers, drivers with too many tickets or accidents, license suspension, or a major driving violation, such as a DUI, DUII, DWI, reckless driving.

If you’re the type of driver that needs a company like Mendota /Mendakota Insurance, is there a better auto insurance company for you? Does Mendota / Mendakota auto Insurance have too many customer complaints? How does Mendota or Mendakota compare to competing auto insurance companies like Progressive & GEICO? This blog post will help you answer these questions and review Mendota & Mendakota insurance companies, evaluating their JD Power, AM Best, BBB (Better Business Bureau) ratings, and customer complaints over the last three years, to let you know if Mendota or Mendakota Insurance Company has a better than average, average, or worse than average complaint record or competitive auto insurance rates. Continue reading →

Workmen’s Auto Insurance, selling nonstandard auto insurance through local independent insurance agencies, is licensed to operate in 22 U.S. states, but has most of its customers in it’s home state of California. Workmen’s was purchased this year by a major U.S. auto insurance company, Mercury General Corp., which may mean big changes for Workmen’s auto insurance customers.

If you have no problem qualifying for standard auto insurance rates, you should not insure with a nonstandard auto insurance company like Workmen’s Auto Insurance Company. Nonstandard auto insurance is car insurance for higher risk drivers some standard or preferred auto insurance companies won’t insure, such as newly licensed or inexperienced drivers, drivers with too many tickets or accidents, or a major driving violation (DUI, DUII, DWI, Reckless driving) or a recent license suspension.

Are you the type of driver that needs a company like Workmen’s Auto Insurance, or is there a better standard auto insurance company for you? Does Workmen’s Auto Insurance have too many customer complaints? How does Workmen’s compare to competing auto insurance companies like Progressive & GEICO? This blog post will help you answer these questions and review Workmen’s Auto Insurance, evaluating its JD Power, AM Best, BBB (Better Business Bureau) ratings, and customer complaints over the last three years, to let you know if Workmen’s Auto Insurance has a better than average, average, or worse than average complaint record or competitive auto insurance rates. Continue reading →

The insurance companies of Georgia Farm Bureau, Georgia Farm Bureau Mutual Insurance Company and Georgia Farm Bureau Casualty Insurance Company, sell auto & homeowners insurance in the state of Georgia only, and GA Farm Bureau is a major insurer of cars & homes in the state. You don’t have to be a farmer to be eligible for Georgia Farm Bureau Insurance. If you live in Georgia, you may know about Georgia Farm Bureau, but do you really know how good a company it is for auto & home insurance? I’ll review the AM Best financial strength ratings, JD Power customer satisfaction ratings, and Better Business Bureau ratings for the Georgia Farm Bureau Insurance companies, including their annual auto & home insurance complaint records over the last three years.

My review summary will give you my opinion if Georgia Farm Bureau Insurance is performing better than average, average, or worse than average, compared to its competitors, like State Farm, Nationwide, Allstate, Progressive, GEICO and other leading companies. The smart insurance buyer shops for the best combination of coverage, price, and service, so be sure to use the ad below this paragraph (or the ad at the end of this review) to get price quotes from multiple insurance companies and find the best insurance company for you. Continue reading →

Unique Insurance Company sells nonstandard auto insurance through local independent insurance agencies located throughout the six states of Georgia, Illinois, Indiana, Mississippi, New Mexico, and Tennessee. Nonstandard auto insurance is car insurance for higher risk drivers some standard or preferred auto insurance companies won’t insure, such as newly licensed or inexperienced drivers, drivers with a recent lapse in coverage, currently do not have auto insurance, or have too short of a prior auto insurance history, drivers with too many tickets, accidents, or a major driving violation (DUI, DUII, DWI, Reckless driving), or recent license suspension.

Are you the type of driver that needs a company like Unique Insurance Company, or is there a better standard auto insurance company for you? Does Unique Auto Insurance have too many customer complaints? How does Unique Insurance Company compare to competing auto insurance companies like Progressive & GEICO? This blog post will help you answer these questions and review Unique Auto Insurance, evaluating its JD Power, AM Best, BBB (Better Business Bureau) ratings, and customer complaints over the last three years, to let you know if Unique Insurance Company has a better than average, average, or worse than average complaint record or competitive auto insurance rates. Continue reading →

GAINSCO Auto Insurance, also known as MGA Insurance Company, sells nonstandard auto insurance through local independent insurance agencies located throughout the 8 states of Arizona, Florida, Georgia, New Mexico, Texas, Oklahoma, South Carolina, and Virginia. Nonstandard auto insurance is car insurance for higher risk drivers some standard or preferred auto insurance companies won’t insure, such as newly licensed or inexperienced drivers, drivers with too many tickets or accidents, or a major driving violation (DUI, DUII, DWI, Reckless driving) or recent license suspension.

Are you the type of driver that needs a company like GAINSCO, or is there a better standard auto insurance company for you? Does GAINSCO Auto Insurance have too many customer complaints? How does GAINSCO compare to competing auto insurance companies like Progressive & GEICO? This blog post will help you answer these questions and review GAINSCO Insurance, evaluating its JD Power, AM Best, BBB (Better Business Bureau) ratings, and customer complaints over the last three years, to let you know if GAINSCO Auto Insurance has a better than average, average, or worse than average complaint record or competitive auto insurance rates. Continue reading →

Safeway insurance group, not to be confused with the grocery chain store, sells mainly nonstandard auto insurance through local independent insurance agencies located throughout 13 U.S. states. Nonstandard auto insurance is auto insurance for higher risk drivers some standard or preferred auto insurance companies won’t insure, such as newly licensed or inexperienced drivers, drivers with too many tickets or accidents, or a major driving violation (DUI, DUII, DWI, Reckless driving) or recent license suspension. Does Safeway Insurance have too many customer complaints? How does Safeway compare to competing auto insurance companies like Progressive & GEICO? This blog post will review Safeway Insurance, evaluating its JD Power, AM Best, BBB (Better Business Bureau) ratings, and customer complaints over the last three years, to let you know if Safeway Insurance has a better than average, average, or worse than average complaint record or competitive auto insurance rates. Continue reading →

ACE Group sells auto, homeowners, and other types of personal property & casualty insurance to meet the needs of high net worth individuals & families. You don’t need to be one of the super rich to consider a company like ACE Group, and anyone with a home worth at least one million dollars, or owns high value cars, boats, vacation homes, or personal property, should contact agents representing companies specializing in properly covering high value property & the insurance needs of their owners, to see if there are expensive gaps in their coverage.

ACE competes with companies like Chubb, AIG, and PURE, offering specialized insurance coverage for the owners of high value property. This ACE review may be of particular importance to auto & home insurance customers of Fireman’s Fund, another insurer of high value homes, because ACE is purchasing the renewal rights of these customers from Fireman’s Fund, as Fireman’s Fund ceases operations, starting in 2015.

Surprisingly, many of the affluent are insured with companies like GEICO, Progressive, Allstate, State Farm, etc. and may be paying too much to be under-insured. A company with competitive rates to insure a $250,000 or $500,000 home may have expensive rates for million dollar homes. If you have a high value home, which company specializing in providing insurance coverage is best for you? How good is ACE auto or homeowners insurance? To help you decide, I’ll review the AM Best financial strength ratings and any JD Power customer satisfaction ratings for the ACE insurance companies, such as Bankers Standard Insurance Company, ACE Insurance Company of the Midwest, and Atlantic Employers Insurance Company, including their auto & home insurance complaint records over the last three years. My review summary will give you my opinion if the ACE Insurance companies are performing better than average, average, or worse than average. You can use the ad below this paragraph (or the ad at the end of this review) to get price quotes from major insurance companies, to see how much the rate varies among insurers to cover your high value property. Continue reading →

The Hallmark insurance companies sell nonstandard auto insurance through local independent insurance agencies located throughout 15 U.S. states. Nonstandard auto insurance is auto insurance for higher risk drivers some standard or preferred auto insurance companies won’t insure, such as newly licensed or inexperienced drivers, drivers with too many tickets or accidents, or a major driving violation (DUI, DUII, DWI, Reckless driving) or recent license suspension. Does Hallmark Insurance have a lot of customer complaints? How does it compare to competing auto insurance companies like Progressive & GEICO? This blog post will review Hallmark Insurance, evaluating its JD Power, AM Best, BBB (Better Business Bureau) ratings, and customer complaints over the last three years, to let you know if Hallmark Insurance has a better than average, average, or worse than average complaint record. Continue reading →