Term life insurance is more affordable than ever. How inexpensive can it be for a woman, age 50? To show you how low rates can be, I am writing a blog series showing the insurance companies with the lowest term life rates at different ages. Term life prices are lower today because of advancements in health care, competition among insurance companies, & because we continue to live longer lives. You should review your life insurance needs with an agent each year. If you started a term life insurance policy a few years ago, it is likely you can get lower rates now, or you may be able to get much more coverage for what you currently pay. This blog post shows you the five insurance companies with the best rates for a 20 year term life insurance policy with a $150,000 death benefit, over four health classes, for a fifty year old female non-smoker. Even if you desire a higher amount of coverage for your death benefit, this article can help you avoid many of the mistakes people make getting a term life insurance policy. Continue reading
Monthly Archives: May 2012
Virginia Home Insurance Reviews: Complaint Ratings for 50 Top Companies
Does your home insurance company have many customer complaints? Will you have problems placing a claim, or have a valid claim delayed or denied? Is your property (renters, home, condo, dwelling, or mobile home) insurance company good or bad? Most consumers fail to check the complaint records of their insurance companies. This blog post provides complaint information for the fifty largest insurance companies insuring residential property in Virginia and ranks them from best to worst, based on their 2010 national homeowners insurance complaint records (Accurate 2011 complaint records are not available yet). Continue reading
Virginia Auto Insurance Reviews: Complaint Ratings for 50 Top Companies
Does your car insurance company have many customer complaints? Will you have problems placing a claim, or have a valid claim delayed or denied? Is your insurance company good or bad? Most consumers fail to check the complaint records of their automobile insurance companies. This blog post provides complaint information for the 50 largest insurance companies insuring private passenger autos in Virginia and ranks them from best to worst, based on their 2010 national auto insurance complaint record (Accurate 2011 complaint records are not available yet). Continue reading
Term Life Insurance Rates: 50 Year Old Male Non Smoker
Term life insurance is more affordable than ever. How inexpensive can it be for a man, age 50? To show you how low the rates can be, I’m doing a blog series showing the insurance companies with the lowest term life rates at different ages. Term life prices are lower today because of advancements in health care, competition among insurance companies, and because we continue to live longer lives. You should review your life insurance needs with an agent each year. If you started a term life insurance policy a few years ago, it’s likely you can get lower rates now, or you may be able to get much more coverage for what you currently pay. This blog post shows you the five insurance companies with the best rates for a 20 year term life insurance policy with a $150,000 death benefit, over four health classes, for a fifty year old male non-smoker. Continue reading
Vermont Home Insurance Reviews: Complaint Ratings for Leading Companies
Does your property (homeowners/condo/mobile home/renters) insurance company have a huge amount of customer complaints? Will you have any problems placing a claim, or have a valid claim delayed or denied? Is your insurance company good or bad? Most consumers fail to check the complaint records of their insurance companies. This blog post provides complaint information for the major insurance companies selling property insurance in Vermont, and ranks them from best to worst, based on their 2011 JD Power homeowners insurance customer satisfaction rating. National homeowners insurance complaint ratings for their subsidiary companies are available by links to insurance company reviews on my website. I also list complaint ratings for several large regional home insurance companies selling property insurance in Vermont, not rated by JD Power. Continue reading
Vermont Auto Insurance Reviews: Complaint Ratings for Leading Companies
Does your automobile insurance company have a huge amount of customer complaints? Will you have any problems placing a claim, or have a valid claim delayed or denied? Is your insurance company good or bad? Most consumers fail to check the complaint records of their insurance companies. This blog post provides complaint information for the major insurance companies selling auto insurance in Vermont, and ranks them from best to worst, based on their 2011 JD Power auto insurance customer satisfaction rating. National auto insurance complaint ratings for their subsidiary companies are available by links to insurance company reviews on my website. I also list complaint ratings for several large regional auto insurance companies selling car insurance in Vermont, not rated by JD Power. Continue reading
Term Life Insurance Rates: 49 Year Old Female Non Smoker
Did you know Term life insurance can be very inexpensive these days? How affordable can it be for a woman, age 49? Women live longer, so they qualify for lower rates than males! Term life insurance prices continue to decrease, as people live longer, and health care keeps improving. You may have started a term life policy several years ago, but now you might be able to qualify for lower rates, or you can get more coverage for what you are now paying. To illustrate to you how inexpensive term life insurance can be, I’m writing a blog series about insurance companies with low rates for term life insurance at various ages. Here are 5 companies with great rates for a 20 year term life insurance policy with a $150,000 death benefit, over four health categories, for a forty nine year old female non-smoker. I want to show you where you can find a good life insurance company. Continue reading
Utah Home Insurance Reviews: Complaint Ratings for 21 Top Companies
Does your home insurance company have many complaints? Will you have difficulty placing a claim, or have a valid claim delayed or denied? How do you know if your home insurance company is good or bad? Most consumers fail to check the complaint records of their insurance companies. Here I provide complaint information for the twenty-one largest (by market share in Utah, based on premium) property (home/renters/condo/mobile home) insurance companies & rank them, from best to worst, based on the average of each company’s Utah homeowners insurance complaint record for the last three years — 2008, 2009, & 2010. Utah complaint data for 2011 is not available yet. Continue reading
Term Life Insurance Rates: 49 Year Old Male Non Smoker
Term life insurance is less expensive than ever. How inexpensive can term life be for a man, age 49? To show you how low prices can be now, I’m doing a blog series showing the insurance companies with the lowest term life rates at various ages. Term life is lower in cost today because of advancements in health care, & because we continue to live longer lives. You should review your life insurance needs with your agent each year. If you started a term life policy several years ago, it’s likely you’ll get lower rates now, or you can get much more coverage for what you currently pay. I list in this blog post 5 insurance companies with low rates for a 20 year term life insurance policy with a $150,000 death benefit, over 4 health classes, for a forty nine year old male non-smoker. Continue reading
Utah Auto Insurance Reviews: Complaint Ratings for 20 Top Companies
Does your car insurance company have many complaints? Will you have difficulty placing a claim, or have a valid claim delayed or denied? How do you know if your company is good or bad? Most consumers fail to check the complaint records of their insurance companies. Here I provide complaint information for the twenty largest (by market share in Utah, based on premium) auto insurance companies & rank them, from best to worst, based on the average of each company’s Utah auto insurance complaint record for the last three years — 2008, 2009, & 2010. Utah complaint data for 2011 is not available yet. Continue reading
Term Life Insurance Rates: 48 Year Old Female Non Smoker
Did you know Term life insurance is more affordable than ever these days? How low can it be for a woman, age 48? Females live longer, so they get lower rates than men! Term life insurance prices continue to drop, as people live longer lives, & health care keeps improving. You may have taken out a term life policy several years ago, but now you could qualify for better rates, or you can take more coverage for what you are paying now. To illustrate to you how affordable term life insurance can be, I’m writing a blog series about insurance companies with the best rates for term life insurance at certain ages. Here are five companies with great rates for a 20 year term life insurance policy with a $200,000 death benefit, looking at four health categories, for a forty eight year old female non-smoker. Let me show you where you can find a good life insurance company! Continue reading
Massachusetts Auto Insurance Rates Increase!
The Massachusetts car insurance market has changed a lot over the last several years. Only four years ago, the state set auto insurance rates and coverage options (under its old fix-and-establish system) and there was no price competition among auto insurance companies.
In 2008, the law changed to allow price competition based on rating factors permitted by the state. Many new auto insurance companies started selling auto insurance in Massachusetts, and rates dropped so insurance companies could gain customers and market share. In addition, insurance companies started offering different coverage options to attract customers.
Now, the cost of claims & the desire to make a profit are increasing car insurance rates for many companies. Auto insurance buyers living in the state of Massachusetts need to know it’s now very important to shop your auto insurance each year, to make sure you are not paying excessive rates, and to choose the coverage options best for you.
This blog post will show you the companies selling auto insurance in Massachusetts, and the information needed to help you decide on the best car insurance company for you. Continue reading
How much is home insurance? Rates increased 19% Nationwide in 2011
Today’s Insurance Journal has an article about a report from an online home insurance provider, homeinsurance.com, indicating national homeowners insurance premiums went up an average of 19% in 2011. According to the report, the typical premium for a new home insurance policy in December 2011 was $810 nationwide, up from $682 in January 2011. The quarterly RateReport data from homeinsurance.com represents approximately 15,000 policies sold across the United States with various carriers including Travelers, Safeco, Foremost, Liberty Mutual, The Hartford, and ASI/Ark Royal. This blog post will tell you what you can do to reduce your price after a large home insurance rate increase. Continue reading
Tennessee Home Insurance Reviews: Complaint Ratings for 48 Top Companies
Does your property (renters, homeowners, condo, mobile home owners) insurance company have many customer complaints? Will you have problems placing a claim, or have a valid claim delayed or denied? Will you find out your property insurance company is good or bad when you need them to help you? Many consumers fail to check the complaint records of their insurance companies. This blog post provides complaint information for the forty-eight largest Tennessee home insurance companies, and rates & ranks them, from best to worst, based on their 2010 national home-owners insurance complaint record (Accurate 2011 complaint records are not available yet). Continue reading
Term Life Insurance Rates: 48 Year Old Male Non Smoker
Term life insurance is more affordable than ever. How affordable can term life insurance be for a man, age 48? To show you how inexpensive it can be now, I’m doing a blog series showing the insurance companies with the best term life rates at selected ages. Term life is more affordable today because of advancements in health care, & as we continue to live longer lives. You should review your life insurance needs each year to see if you have the right amount of coverage, and shop around to see if you can get a better deal. If you started a term life policy a few years ago, you may be able to get lower rates now, or you can get more coverage for what you currently pay. In this blog post, I give you 5 insurance companies with low rates for a 20 year term life insurance policy with a $200,000 death benefit, over four health categories, for a forty eight year old male non-smoker. Continue reading
Tennessee Auto Insurance Reviews: Complaint Ratings for 66 Top Companies
Does your automobile insurance company have many customer complaints? Will you have problems placing a claim, or have a valid claim delayed or denied? Will you find out your car insurance company is good or bad when you need them to help you? Many consumers fail to check the complaint records of their insurance companies. This blog post provides complaint information for the 66 biggest Tennessee auto insurance companies, and rates & ranks them, from best to worst, based on their 2010 national auto insurance complaint record (Accurate 2011 complaint records are not available yet). Continue reading
Term Life Insurance Rates: 47 Year Old Female Non Smoker
Did you know Term life insurance is affordable for just about everyone? How inexpensive can it be for a woman, age 47? Females live longer, so they get better rates than men! Term life rates continue to drop in recent years, as people live longer lives, health care keeps improving, and due to life insurance company competition. If you purchased a term life policy several years ago, you may now qualify for much better rates, or you can buy more coverage for what you are paying now. To illustrate the affordability of term life insurance, I am posting a blog series about insurance companies with the best rates for term life insurance at certain ages. Below are five companies with low rates for a 20 year term life insurance policy with a $200,000 death benefit, looking at 4 health categories, for a forty seven year old female non-smoker. Let me show you where you can find a good life insurance company! Continue reading
South Dakota Home Insurance Reviews: Complaint Ratings for 30 Top Companies
Does your property insurance company have many customer complaints? Will you have problems placing a claim, or have a valid claim delayed or denied? Will you discover your home insurance company is good or bad when you need them to help you? Many consumers fail to check the complaint records of their home and auto insurance companies. This blog article gives you complaint information for the thirty biggest South Dakota home insurance companies, covering 90.24% of the 2011 home insurance market in the state, and rates & ranks them, from best to worst, based on their 2010 national homeowners insurance complaint records (Accurate 2011 complaint records are not available yet). Continue reading
Term Life Insurance Rates: 47 Year Old Male Non Smoker
Term life insurance is affordable now more than ever. How inexpensive is term life insurance for a man, age 47? To show you how term life insurance can fit any budget, I’m doing a blog series showing the life insurance companies with the best term life rates at a selection of ages. Term life is more affordable today because of advancements in health care, & because people now live longer lives. You should review your life insurance needs each year, to see if you still have the right amount of coverage, and to find out if you can get a better deal. If you paid for a term life policy five years ago, it’s likely you can get lower rates now, or you can get more coverage for what you currently pay. In this blog post, I give you 5 insurance companies with the lowest rates for a 20 year term life insurance policy with a $200,000 death benefit, for 4 different health categories, for a forty seven year old male non-smoker. Continue reading
South Dakota Auto Insurance Reviews: Complaint Ratings for 30 Companies
Does your automobile insurance company have a very large amount of customer complaints? Will you have problems placing a claim, or have a valid claim delayed or denied? Is your auto insurance company any good? Will you have a bad experience when you need your insurance company? Most consumers fail to check the complaint records of their car & homeowners insurance companies. This blog post provides complaint information for the thirty largest insurance companies selling auto insurance in South Dakota (based on 2011 market share), and rates & ranks them based on their 2010 national complaint record (Accurate 2011 complaint data is not available yet). Know about the best & worst insurance companies in South Dakota! Continue reading
Term Life Insurance Rates: 46 Year Old Female Non Smoker
Term life insurance is affordable for just about everyone. How affordable can it be for a woman, age 46? Term life rates continue to drop in recent years, as people live longer lives, health care improves, and because of life insurance company competition. If you purchased a term life insurance policy some years ago, you may now be able to get much better rates, or you can buy a larger amount of coverage for what you are paying now. To illustrate how affordable term life insurance can be, I’m writing about the insurance companies with the best rates for term life insurance at certain ages, for 4 common health classes. Below are five companies with the best rates for a 20 year term life insurance policy with a $250,000 death benefit, for a forty six year old female non-smoker. Continue reading
South Carolina Home Insurance Reviews: Complaint Ratings for 24 Top Companies
Does your home insurance company have a very large amount of customer complaints? Will you have problems placing a claim, or have a valid claim delayed or denied? Is your company any good? Will you have a bad experience when you need your home insurance company? Most consumers fail to check the complaint records of their car and home insurance companies. This blog post provides complaint information for the twenty four largest insurance companies selling property (homeowners, condo, mobile home, renters) insurance in South Carolina, and rates & ranks them based on their 2010 national complaint record (Accurate 2011 complaint records are not available yet). Know about the best & worst insurance companies in South Carolina! Continue reading
Term Life Insurance Rates: 46 Year Old Male Non Smoker
Term life insurance is lower in cost now more than ever. How much is term life insurance for a man, age 46? I want to show you how term life insurance can fit any budget, so I’m writing a group of blog posts about the life insurance companies with the lowest term life rates at a selection of ages. Term life is now more affordable because of advancements in medical care, and because people are living longer lives. You should review your life insurance needs each year, to see if you still have the proper amount of coverage, & to see if you can get a better deal. If you purchased a term life policy years ago, it is likely you can get lower rates now, or you can buy a lot more coverage for what you currently pay. In this blog post, I give you 5 insurance companies with the lowest rates for a 20 year term life insurance policy with a $250,000 death benefit, for 4 different health rate classes, for a forty six year old male non-smoker. Continue reading
South Carolina Nonstandard Auto Insurance Reviews: Complaint Ratings for 21 Companies
When you have had a US drivers license for 9 years or more, a clean driving record & claims history, and a long, current, continuous auto insurance history, every car insurance company wants to insure you. But if you are a younger, less experienced driver, or have some tickets or accidents, or no auto insurance now, or a gap in your auto insurance history, some insurance companies won’t insure you. Depending on your situation, A LOT of car insurance companies may not be willing to insure you. If you are one of these drivers, or have one of these drivers living in your household, your only option may be nonstandard auto insurance at high rates. I am blogging today to help you find auto insurance companies willing to insure you at the best price, and avoid companies with poor complaint records. Continue reading
Term Life Insurance Rates: 45 Year Old Female Non Smoker
Term life insurance is affordable for everyone’s budget. How inexpensive is it for a woman, age 45? Term life insurance rates continue to drop, as people live longer lives, health care improves, and from competition among life insurance companies. If you bought a term life insurance policy some years ago, you might now be able to get much better rates, or you may be able to buy a larger amount of coverage for what you are paying now. To illustrate how inexpensive term life can be, I’m writing about the insurance companies with the lowest term life rates at certain ages, for four common health classes. Below are 5 companies with the best rates for a twenty year term life insurance policy with a $250,000 death benefit, for a forty five year old female non-smoker. Continue reading