Category Archives: Term life insurance rates for people in their 40s

The companies with the best term life insurance rates for people in their 40s.

Term Life Insurance Age 45 – 49 Review: The Best Rates for People Age Forty-Five through Forty-Nine

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This term life insurance age 45 – 49 review will show you the best prices for people in their middle to late Forties. It’s difficult to find the best deal for term life insurance by searching for the lowest rates on the Internet. You may not qualify for the best rates you see on the Web, or the low rates advertised by some agents or life insurance companies. For example, $250,000 of term life insurance for as little as $22 a month, may cost a whole lot more money for you, when your application is approved by the life insurance company. You could be in very good health with no medical problems, and still not qualify for a life insurance company’s lowest rates. You can’t shop based on price until you know the best price for which you qualify, with each term life insurance company.

Many agents and companies you contact may brag about their competitive term life insurance rates, but some insurance companies charge much more than other insurance companies for the same term life insurance coverage. A $ 300,000 20 year term life insurance policy for a 46 old female non-smoker at standard rates costs $608 a year with Ohio National Life Assurance Corporation, $663 with Cincinnati Life Insurance Company, $680.52 with TIAA-CREF Life Insurance Company, and $816 with Guardian Life Insurance Company of America. Change one variable, like the amount of coverage, length of the term, the health class, age, sex, etc., & the life insurance companies with the most competitive rates will change. This blog article reviews the best term life insurance rates for men & women age 45 to 49, for smokers and non-smokers, so you know if you are quoted a competitive price, when you are shopping for term life insurance. Continue reading →

Term Life Insurance Age 40 – 44 Review: The Best Rates for People Age Forty through Forty-Four

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This term life insurance age 40 – 44 review will show you the best prices for people in their early forties. It’s difficult to find the best deal for term life insurance by searching for the lowest rates. You won’t possibly qualify for the best rates you see on the Web or the low rates advertised by some agents or life insurance companies. For example, $300,000 of term life insurance for as little as $15 a month, may turn into a whole lot more for you, when your application is approved by the life insurance company. You may be in very good health, but still not qualify for a life insurance company’s lowest rates. You can’t shop based on price until you know the best price for which you qualify, with each term life insurance company.

Almost all agents and companies you contact will brag about their competitive term life insurance rates, but some companies charge much more than others for the same coverage. A $ 400,000 20 year term life insurance policy for a 40 year old female non-smoker at standard rates costs $530 a year with EMC National Life Company, $562 with United of Omaha Life Insurance Company (Mutual of Omaha), $619 with AAA Life Insurance Company, and $719 with Nationwide Life and Annuity Insurance Company. Change one thing, like the amount of coverage, length of the term, the health class, age, sex, etc., & the companies with the most competitive rates will change. This blog post reviews the best term life insurance rates for men & women age 40 to 44, for smokers and non-smokers, so you know if you are quoted a competitive price, when you are shopping for term life insurance. Continue reading →

Term Life Insurance Rates: 49 Year Old Female Non Smoker

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Did you know Term life insurance can be very inexpensive these days? How affordable can it be for a woman, age 49? Women live longer, so they qualify for lower rates than males! Term life insurance prices continue to decrease, as people live longer, and health care keeps improving. You may have started a term life policy several years ago, but now you might be able to qualify for lower rates, or you can get more coverage for what you are now paying. To illustrate to you how inexpensive term life insurance can be, I’m writing a blog series about insurance companies with low rates for term life insurance at various ages. Here are 5 companies with great rates for a 20 year term life insurance policy with a $150,000 death benefit, over four health categories, for a forty nine year old female non-smoker. I want to show you where you can find a good life insurance company. Continue reading →

Term Life Insurance Rates: 49 Year Old Male Non Smoker

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Term life insurance is less expensive than ever. How inexpensive can term life be for a man, age 49? To show you how low prices can be now, I’m doing a blog series showing the insurance companies with the lowest term life rates at various ages. Term life is lower in cost today because of advancements in health care, & because we continue to live longer lives. You should review your life insurance needs with your agent each year. If you started a term life policy several years ago, it’s likely you’ll get lower rates now, or you can get much more coverage for what you currently pay. I list in this blog post 5 insurance companies with low rates for a 20 year term life insurance policy with a $150,000 death benefit, over 4 health classes, for a forty nine year old male non-smoker. Continue reading →

Term Life Insurance Rates: 48 Year Old Female Non Smoker

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Did you know Term life insurance is more affordable than ever these days? How low can it be for a woman, age 48? Females live longer, so they get lower rates than men! Term life insurance prices continue to drop, as people live longer lives, & health care keeps improving. You may have taken out a term life policy several years ago, but now you could qualify for better rates, or you can take more coverage for what you are paying now. To illustrate to you how affordable term life insurance can be, I’m writing a blog series about insurance companies with the best rates for term life insurance at certain ages. Here are five companies with great rates for a 20 year term life insurance policy with a $200,000 death benefit, looking at four health categories, for a forty eight year old female non-smoker. Let me show you where you can find a good life insurance company! Continue reading →

Term Life Insurance Rates: 48 Year Old Male Non Smoker

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Term life insurance is more affordable than ever. How affordable can term life insurance be for a man, age 48? To show you how inexpensive it can be now, I’m doing a blog series showing the insurance companies with the best term life rates at selected ages. Term life is more affordable today because of advancements in health care, & as we continue to live longer lives. You should review your life insurance needs each year to see if you have the right amount of coverage, and shop around to see if you can get a better deal. If you started a term life policy a few years ago, you may be able to get lower rates now, or you can get more coverage for what you currently pay. In this blog post, I give you 5 insurance companies with low rates for a 20 year term life insurance policy with a $200,000 death benefit, over four health categories, for a forty eight year old male non-smoker. Continue reading →

Term Life Insurance Rates: 47 Year Old Female Non Smoker

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Did you know Term life insurance is affordable for just about everyone? How inexpensive can it be for a woman, age 47? Females live longer, so they get better rates than men! Term life rates continue to drop in recent years, as people live longer lives, health care keeps improving, and due to life insurance company competition. If you purchased a term life policy several years ago, you may now qualify for much better rates, or you can buy more coverage for what you are paying now. To illustrate the affordability of term life insurance, I am posting a blog series about insurance companies with the best rates for term life insurance at certain ages. Below are five companies with low rates for a 20 year term life insurance policy with a $200,000 death benefit, looking at 4 health categories, for a forty seven year old female non-smoker. Let me show you where you can find a good life insurance company! Continue reading →

Term Life Insurance Rates: 47 Year Old Male Non Smoker

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Term life insurance is affordable now more than ever. How inexpensive is term life insurance for a man, age 47? To show you how term life insurance can fit any budget, I’m doing a blog series showing the life insurance companies with the best term life rates at a selection of ages. Term life is more affordable today because of advancements in health care, & because people now live longer lives. You should review your life insurance needs each year, to see if you still have the right amount of coverage, and to find out if you can get a better deal. If you paid for a term life policy five years ago, it’s likely you can get lower rates now, or you can get more coverage for what you currently pay. In this blog post, I give you 5 insurance companies with the lowest rates for a 20 year term life insurance policy with a $200,000 death benefit, for 4 different health categories, for a forty seven year old male non-smoker. Continue reading →

Term Life Insurance Rates: 46 Year Old Female Non Smoker

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Term life insurance is affordable for just about everyone. How affordable can it be for a woman, age 46? Term life rates continue to drop in recent years, as people live longer lives, health care improves, and because of life insurance company competition. If you purchased a term life insurance policy some years ago, you may now be able to get much better rates, or you can buy a larger amount of coverage for what you are paying now. To illustrate how affordable term life insurance can be, I’m writing about the insurance companies with the best rates for term life insurance at certain ages, for 4 common health classes. Below are five companies with the best rates for a 20 year term life insurance policy with a $250,000 death benefit, for a forty six year old female non-smoker. Continue reading →

Term Life Insurance Rates: 46 Year Old Male Non Smoker

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Term life insurance is lower in cost now more than ever. How much is term life insurance for a man, age 46? I want to show you how term life insurance can fit any budget, so I’m writing a group of blog posts about the life insurance companies with the lowest term life rates at a selection of ages. Term life is now more affordable because of advancements in medical care, and because people are living longer lives. You should review your life insurance needs each year, to see if you still have the proper amount of coverage, & to see if you can get a better deal. If you purchased a term life policy years ago, it is likely you can get lower rates now, or you can buy a lot more coverage for what you currently pay. In this blog post, I give you 5 insurance companies with the lowest rates for a 20 year term life insurance policy with a $250,000 death benefit, for 4 different health rate classes, for a forty six year old male non-smoker. Continue reading →

Term Life Insurance Rates: 45 Year Old Female Non Smoker

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Term life insurance is affordable for everyone’s budget. How inexpensive is it for a woman, age 45? Term life insurance rates continue to drop, as people live longer lives, health care improves, and from competition among life insurance companies. If you bought a term life insurance policy some years ago, you might now be able to get much better rates, or you may be able to buy a larger amount of coverage for what you are paying now. To illustrate how inexpensive term life can be, I’m writing about the insurance companies with the lowest term life rates at certain ages, for four common health classes. Below are 5 companies with the best rates for a twenty year term life insurance policy with a $250,000 death benefit, for a forty five year old female non-smoker. Continue reading →

Term Life Insurance Rates: 45 Year Old Male Non Smoker

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Term life insurance is lower in price now more than ever. How much can term life insurance be for a man, age 45? I want to show you how term life insurance can fit any body’s budget, so I’m writing a group of blog articles about the insurance companies with the lowest term life rates at a selection of ages. Term life continues to become more affordable because of advancements in medical health care, and because people are living longer lives. You should review your life insurance needs every year, to see if you still have the enough coverage, & if you can get a better deal. If you purchased a term life policy a few years ago, it is likely you can get a lower price now, or you can buy more coverage for what you currently pay. In this blog post, I tell you about the five insurance companies with the lowest rates for a 20 year term life insurance policy with a $250,000 death benefit, for 4 different health rate classes, for a forty five year old male non-smoker. Continue reading →

Term Life Insurance Rates: 44 Year Old Female Non Smoker

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Term life insurance is affordable for everyone’s budget. How affordable is it for a woman, age 44? Term life insurance rates continue to go down, as people live longer lives, health care gets better, & because of competition among life insurance companies. If you bought a term life insurance policy some years ago, you probably can now get much better rates, or you can buy a larger amount of coverage for what you are paying at this time. To illustrate how low term life can be for most people, I’m writing about the insurance companies with low term life rates at certain ages, for four different health rate classes. See below for the 5 companies with the best rates for a 20 year term life insurance policy with a $300,000 death benefit, for a forty four year old female non-smoker. Continue reading →

Term Life Insurance Rates: 44 Year Old Male Non Smoker

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Term life insurance is affordable now more than ever. How much can term life insurance be for a man, age 44? I want to show you how term life insurance can fit any person’s budget, so I’m writing a series of blog articles about the insurance companies with the lowest term life rates at a selection of ages. Term life continues to reduce in price because of advancements in medical care, insurance company competition, and because people are living longer lives. You should review your life insurance needs once a year, to see if you still have enough coverage, & to see if you can get a better deal. If you purchased a term life policy several years ago, it is likely you can get a better price now, or you can buy more coverage for what you now pay. In this blog post, I tell you about 5 companies with the lowest term life rates for a twenty year term life insurance policy with a $300,000 death benefit, for 4 different health classes, for a forty four year old male non-smoker. Continue reading →

Term Life Insurance Rates: 43 Year Old Female Non Smoker

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Term life insurance is affordable for every body’s budget. How affordable can it be for a woman, age 43? Term life insurance rates continue to reduce in price, as people live longer lives, medical care gets better, & through the competition among life insurance companies. If you bought term life insurance some years ago, you probably now can get a much better price, or you can buy a larger death benefit for what you are paying now. To show you how low term life insurance can be for most people, I’m writing about the companies with low term life rates at certain ages, for four different health rate classes. See below for 5 companies with the best rates for a 20 year term life insurance policy with a $300,000 death benefit, for a forty three year old female non-smoker. Continue reading →

Term Life Insurance Rates: 43 Year Old Male Non Smoker

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Term life insurance is more affordable now than ever. How low can term life insurance be for a man, age 43? I want to show you how term life insurance can fit any one’s budget, so I’m writing blog articles about the insurance companies with the lowest term life prices at a selection of ages. Term life continues to reduce in price because of advancements in medicine, insurance company competition, & because people are living longer lives. You should review your life insurance needs each year, to see if you still have enough coverage, & to find out if you can get a better deal. If you bought a term life policy several years ago, it is likely you can get a better price now, or you can get more coverage for what you now pay. In this blog post, I’ll tell you about 5 companies with the best term life rates for a 20 year term life insurance policy with a $300,000 death benefit, across 4 different health classes, for a forty three year old male non-smoker. Continue reading →

Term Life Insurance Rates: 42 Year Old Female Non Smoker

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Term life insurance is affordable for every person’s budget. How affordable is it for a woman, age 42? Term life insurance continues to reduce in price, as people live longer lives, medical care keeps gets better, & by the competition among life insurance companies. If you bought term life insurance a few years ago, you probably can get a lower price, or you can buy a larger death benefit for what you are paying now. To show you how affordable term life insurance can be for most people, I’m writing about the companies with the best term life rates at certain ages, for four different health classes. See below for the 5 companies with the best rates for a 20 year term life insurance policy with a $300,000 death benefit, for a forty two year old female non-smoker. Continue reading →

Term Life Insurance Rates: 42 Year Old Male Non Smoker

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Term life insurance is affordable for everyone. How low can the rates be for a man, age 42? I am writing a series of blog articles about the insurance companies with the lowest term life prices at a selection of ages. Term life continues to get cheaper because of advancements in medical treatment, insurance company competition, & because people are living longer lives. You should review your life insurance needs annually, to see if you need more or less coverage, & to check to see if you can get a better deal. If you started a term life policy several years ago, it’s likely you can get a lower rate now, or you can get more coverage for what you currently pay. In this blog post, I’ll tell you about 5 companies with the best term life rates for a twenty year term life insurance policy with a $300,000 death benefit, across four different health rate classes, for a forty two year old male non-smoker. Continue reading →

Term Life Insurance Rates: 41 Year Old Female Non Smoker

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Many people do not know Term life insurance is affordable for almost everyone’s budget. How affordable is it for a woman, age 41? Term life insurance rates continue to drop in price, as people live longer, medical care gets better, and by the competition among life insurance companies. If you bought term life insurance in the past, you probably now can get a better rate, or you can purchase a larger death benefit for what you are currently paying. To show you how inexpensive term life insurance is for most people, I’m writing about the companies with the best term life rates at various ages, for 4 different health classes. See below for the 5 companies with low rates for a 20 year term life insurance policy with a $300,000 death benefit, for a forty one year old female non-smoker. Continue reading →

Term Life Insurance Rates: 41 Year Old Male Non Smoker

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Term life insurance is affordable for everyone. How low can the rates be for a man, age 41? I am writing a series of blog articles about the insurance companies with the lowest term life prices at a selection of ages. Term life continues to get cheaper because of advancements in medical treatment, insurance company competition, & because people are living longer lives. You should review your life insurance needs annually, to see if you need more or less coverage, & to check to see if you can get a better deal. If you started a term life policy several years ago, it’s likely you can get a lower rate now, or you can get more coverage for what you currently pay. In this blog post, I’ll tell you about 5 companies with the best term life rates for a twenty year term life insurance policy with a $300,000 death benefit, across 4 different health rate classes, for a forty one year old male non-smoker. Continue reading →

Term Life Insurance Rates: 40 Year Old Female Non Smoker

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Many people do not know Term life insurance is affordable for almost everyone’s budget. How low in price is it for a woman, age 40? Term life insurance rates continue to drop in price, as people live longer, medical care gets better, and by the competition among life insurance companies. If you bought term life insurance in the past, you probably now can get a better rate, or you can purchase a larger death benefit for what you are currently paying. To show you how inexpensive term life insurance is for most people, I’m writing about the companies with the best term life rates at various ages, for 4 different health classes. See below for the 5 companies with low rates for a 20 year term life insurance policy with a $350,000 death benefit, for a forty year old female non-smoker. Continue reading →

Term Life Insurance Rates: 40 Year Old Male Non Smoker

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Term life insurance is affordable for everyone. How low can the rates be for a man, age 40? I am writing a series of blog articles about the insurance companies with the lowest term life prices at a selection of ages. Term life continues to get cheaper because of advancements in medical treatment, insurance company competition, & because people are living longer lives. You should review your life insurance needs annually, to see if you need more or less coverage, & to check to see if you can get a better deal. If you started a term life policy several years ago, it’s likely you can get a lower rate now, or you can get more coverage for what you currently pay. In this blog post, I’ll tell you about 5 companies with the best term life rates for a twenty year term life insurance policy with a $350,000 death benefit, across 4 different health rate classes, for a forty year old male non-smoker. Continue reading →