Auto, Home, & Life Insurance Companies: Stick with the Big Brand Names?

State Farm. Prudential. Allstate. AFLAC. GEICO. Metlife. Progressive. These insurance companies are household names. No one likes paying for insurance, much less paying more for insurance, but if you are in a major car accident, your house burns down, or you get a life threatening disease or develop a health condition, you want to be sure your auto, home, or life insurance company will be there to take care of your claim. Because of this concern, many people prefer familiar brand names when buying insurance. What if an insurance agent quotes you an insurance company with the coverage you need at a great price, but you have never heard of the company? Can you trust this unknown company to pay your claim? You know the big brand name companies are legitimate companies, even if you have heard stories about some of them having bad customer service. Is some insurance company unknown to you a fly-by-night company? Do they lure you in with low rates, but can’t be reached when you have a claim? It’s human nature to be inclined to buy a product from a company with a familiar name, but are you familiar with the company name because their customers rave about it being a great company, or is it because you are constantly exposed to the company’s advertising? An insurance company is not a better company because it spends a lot of money on advertising, or because it has a lot of customers and many agencies in your area. The wise insurance buyer does not limit their shopping to a few companies with brand name recognition. However, whether you know them or not, all insurance companies are not equally good. This blog post will tell you how to shop for your insurance without being misled by insurance company hype, and what you need to consider, when evaluating an insurance company, to see if it’s the right choice for you. Continue reading

American Family Insurance Review: Homeowners Insurance Complaint Ratings

How good is the claims & customer service for homeowners insurance with American Family¬† Insurance? Here are complaint ratings for American Family’s homeowners insurance policies, based on national complaint ratios collected by the National Association of Insurance Commissioners. Continue reading

Firemans Fund Insurance Reviews: Complaint Ratings for Auto Insurance & Homeowners Insurance

How is the customer service and claims handling at Fireman’s Fund Insurance Company? How good is Fireman’s Fund Insurance Group‘s auto insurance & homeowners insurance? This blog entry helps you answer these important questions and decide if Fireman’s Fund Insurance Company is best for you! Continue reading

New Jersey Manufacturers Insurance Reviews: Complaint Ratings for Auto & Homeowners Insurance

How is the customer service and claims handling at New Jersey Manufacturers Insurance? How good is New Jersey Manufacturersauto insurance & homeowners insurance? This blog entry helps you answer these important questions and decide if New Jersey Manufacturers Insurance Company is best for you! Continue reading

Nationwide Insurance Reviews: Complaint Ratings for Auto & Homeowners Insurance

How is the customer service and claims handling at Nationwide Insurance Group? How good is Nationwide‘s auto insurance & homeowners insurance? This blog entry helps you answer these important questions and decide if Nationwide Insurance Company is best for you! Continue reading

Kemper Unitrin Insurance Reviews: Complaint Ratings for Auto & Homeowners Insurance

How is the customer service and claims handling at Kemper Insurance Company (Unitrin Property & Casualty Insurance Group)? How good is Kemper / Unitrin‘s auto insurance & homeowners insurance? This blog entry helps you answer these important questions and decide if Kemper / Unitrin Insurance Company is best for you! Continue reading

Travelers Insurance Reviews: Complaint Ratings for Auto & Homeowners Insurance

How is the customer service and claims handling at Travelers Insurance Company? How good is Travelers auto insurance & homeowners insurance? This blog entry helps you answer these important questions and decide if Travelers Insurance Group is best for you! Continue reading

Erie Insurance Reviews: Complaint Ratings for Auto & Homeowners Insurance

How is the customer service and claims handling at Erie Insurance Company? How good is Erie Insurance Company‘s auto insurance & homeowners insurance? This blog entry helps you answer these important questions and decide if Erie Insurance Company is best for you! Continue reading

Hanover Insurance Reviews: Complaint Ratings for Auto Insurance & Homeowners Insurance

How is the customer service and claims handling at Hanover Insurance Company? How good is The Hanover‘s auto insurance & homeowners insurance? This blog entry helps you answer these important questions and decide if Hanover Insurance Company is best for you! Continue reading

Grange Insurance Reviews: Complaint Ratings for Auto & Homeowners Insurance

How is the customer service and claims handling at Grange Insurance Company? How good is Grange Mutual Casualty Pool‘s auto insurance & homeowners insurance? This blog entry helps you answer these important questions and decide if Grange Insurance Company is best for you! Continue reading

Mercury Insurance Reviews: Complaint Ratings for Auto & Homeowners Insurance

How is the customer service and claims handling at Mercury Insurance Group? How good is Mercury‘s auto insurance & homeowners insurance? This blog entry helps you answer these important questions and decide if Mercury Insurance Company is best for you! Continue reading

Commerce Insurance Reviews: Complaint Ratings for Auto & Homeowners Insurance

How is the customer service and claims handling at Commerce Insurance Company? How good is Commerce Insurance Company‘s auto insurance & homeowners insurance? This blog entry helps you answer these important questions and decide if Commerce Insurance Company is best for you! Continue reading

Allstate Insurance Company Reviews: Auto & Home Insurance Complaint Ratings / Customer Satisfaction Ratings

Is Allstate Insurance expensive? How good is Allstate insurance? What do the Allstate ratings by JD Power mean? Does Allstate offer low rates for home & auto insurance, and have good customer service? This review will tell you what you need to know about Allstate auto & home insurance. Continue reading

21st Century Auto Insurance Reviews: Complaint Ratings & Customer Satisfaction Ratings

This blog entry is the first in my series of reviews of the leading insurance companies offering home & auto insurance in the United States, reviewing the customer service & complaint record of 21st Century auto insurance. Continue reading

Cincinnati Insurance Reviews: Complaint Ratings for Auto & Homeowners Insurance

How is the customer service and claims handling at Cincinnati Insurance Company? How good is Cincinnati Insurance Company‘s auto insurance & homeowners insurance? This blog entry helps you answer these important questions and decide if Cincinnati Insurance Company is best for you! Continue reading

Chubb Insurance Reviews: Complaint Ratings for Auto & Homeowners Insurance

How is the customer service and claims handling at Chubb Insurance Company? How good is Chubb Insurance Company‘s auto insurance & homeowners insurance? This blog entry helps you answer these important questions and decide if Chubb Insurance Company is best for you! Continue reading

Metlife Insurance Reviews: Complaint Ratings for Auto & Homeowners Insurance

How is the customer service and claims handling at Metlife Auto & Home Insurance Group? How good is Metlife‘s auto insurance & homeowners insurance? This blog entry helps you answer these important questions and decide if Metlife Insurance Company is best for you! Continue reading

Auto Owners Insurance Review: Auto Insurance & Homeowners Insurance Complaint Ratings

How is the customer service and claims handling at Auto Owners Insurance Company? How good is Auto-Owners Insurance Company‘s auto insurance & homeowners insurance? This blog entry helps you answer these important questions and decide if Auto Owners Insurance Company is best for you! Continue reading

AAA NCNU / California State Auto Association Insurance Reviews: Complaint Ratings for Auto & Homeowners Insurance

How is the customer service and claims handling at AAA NCNU (formerly called California State Auto Association)? How good is AAA NCNU / California State Auto Association‘s auto insurance & homeowners insurance? This blog entry helps you answer these important questions and decide if AAA NCNU (CSAA) is best for you! Continue reading

Your Age & Your Auto Insurance — How to get the best rates.

Anyone who is (or was) under age 25, and paying for their own auto insurance, looks forward to attaining an age when their rates go down. In most states, your rates are very high on your own auto insurance policy, until you have three years experience as a licensed driver. This means if you were licensed on your 16th birthday, you should look forward to your 19th birthday, and that would be an excellent time to shop for much lower rates. Even for drivers with clean driving records, auto insurance can be very expensive until you are age 25 or 30. But this blog post is not just for younger people, because your age is an auto insurance rating factor throughout your life, and has big price implications whether you are 16, 30, 50, or 70 years old. I’ll give you simple tips, no matter what your age, on how & when to shop, so you can use your age to your advantage, to get lower auto insurance rates. Continue reading

Liberty Mutual Insurance Reviews: Complaint Ratings for Auto & Homeowners Insurance

How is the customer service and claims handling at Liberty Mutual Insurance Group? How good is Liberty Mutual‘s auto insurance & homeowners insurance? This blog entry helps you answer these important questions and decide if Liberty Mutual Insurance Company is best for you! Continue reading

AAA / Auto Club Group Insurance Review: Auto Insurance & Homeowners Insurance Complaint Ratings

How is the customer service and claims handling at Auto Club Insurance Group? How good is Auto Club Group‘s auto insurance & homeowners insurance? This blog entry helps you answer these important questions and decide if Auto Club Group is best for you! Continue reading

Homesite Insurance Reviews & Homeowners Insurance Complaint Ratings

Major auto insurance companies like Progressive, Geico, GMAC, 21st Century, & Esurance do not sell their own homeowners insurance, and partner with other insurance companies to sell property insurance, like renters insurance, condo insurance, & home insurance. Continue reading