Term Life Insurance Rates: 65 Year Old Female Non Smoker

Term life insurance for a sixty five year old woman costs more than it does when a woman is in her twenties, thirties or forties, but it’s more affordable than one might expect. This blog post will show you the companies with the lowest rates for a ten year term life insurance policy for a 65 year old female, at different dollar amounts of coverage across four health rating categories, to help you shop for the right coverage for you & your budget.

Let’s start with The lowest rates available, for individuals in superior health. This is called the Preferred Plus health rating class.


$100,000 10 year Term Life Insurance Policy for a 65 Year Old Female Non Smoker at Preferred Plus Rates

Ohio National Life Assurance Corporation is $32.61 a month or $377 a year.

Cincinnati Life Insurance Company is $34.76 a month or $395 a year.

TIAA-CREF Life Insurance Company is $34.62 a month or $395.70 a year.


$250,000 10 year Term Life Insurance Policy for a 65 Year Old Female Non Smoker at Preferred Plus Rates

Cincinnati Life Insurance Company is $71.94 a month or $817.50 a year.

TIAA-CREF Life Insurance Company is $72.84 a month or $832.50 a year.

Ohio National Life Assurance Corporation is $73.09 a month or $845 a year.


$500,000 10 year Term Life Insurance Policy for a 65 Year Old Female Non Smoker at Preferred Plus Rates

Cincinnati Life Insurance Company is $135.96 a month or $1,545 a year.

Illinois Mutual Life Insurance Company is $138.60 a month or $1,575 a year.

Assurity Life Insurance Company is $139.04 a month or $1,580 a year.

Not every healthy person qualifies for every company’s Preferred Plus rates. The next best health rating class is the Preferred class. Here are the best rates in this class:


$100,000 10 year Term Life Insurance Policy for a 65 Year Old Female Non Smoker at Preferred Rates

Ohio National Life Assurance Corporation is $38.93 a month or $450 a year.

Ameritas Life Insurance Corporation is $41.13 a month or $478 a year.

Cincinnati Life Insurance Company is $43.03 a month or $489 a year.


$250,000 10 year Term Life Insurance Policy for a 65 Year Old Female Non Smoker at Preferred Rates

Cincinnati Life Insurance Company is $87.56 a month or $995 a year.

Symetra Life Insurance Company is $87.50 a month or $1,000 a year.

Sagicor Life Insurance Company is $91.47 a month or $1,016.34 a year.


$500,000 10 year Term Life Insurance Policy for a 65 Year Old Female Non Smoker at Preferred Rates

AXA Equitable Life Insurance Company is $160.76 a month or $1,850 a year.

Cincinnati Life Insurance Company is $165.44 a month or $1,880 a year.

Assurity Life Insurance Company is $165.88 a month or $1,885 a year.

Don’t worry about being placed in the best health rate category. Life insurance companies have different eligibility rules to qualify for their health rate classes, & insurance company rates vary greatly from company to company. Allow a few good life insurance agents, representing multiple companies, to help you find the best term life insurance company & price for you. Here are the best 10 year term Standard Plus rates:


$100,000 10 year Term Life Insurance Policy for a 65 Year Old Female Non Smoker at Standard Plus Rates

Ohio National Life Assurance Corporation is $45.15 a month or $522 a year.

Symetra Life Insurance Company is $46.03 a month or $526 a year.

Cincinnati Life Insurance Company is $52.98 a month or $602 a year.


$250,000 10 year Term Life Insurance Policy for a 65 Year Old Female Non Smoker at Standard Plus Rates

Ohio National Life Assurance Corporation is $104.45 a month or $1,207.50 a year.

Symetra Life Insurance Company is $106.53 a month or $1,217.50 a year.

Cincinnati Life Insurance Company is $112.20 a month or $1,275 a year.


$500,000 10 year Term Life Insurance Policy for a 65 Year Old Female Non Smoker at Standard Plus Rates

Ohio National Life Assurance Corporation is $197.65 a month or $2,285 a year.

Assurity Life Insurance Company is $202.84 a month or $2,305 a year.

AXA Equitable Life Insurance Company is $203.09 a month or $2,345 a year.

Most healthy people should qualify for at least the Standard health class rates. Here are the life insurance companies with the best 10 year term life prices for the Standard health rate category:


$100,000 10 year Term Life Insurance Policy for a 65 Year Old Female Non Smoker at Standard Rates

Ohio National Life Assurance Corporation is $53.11 a month or $614 a year.

Cincinnati Life Insurance Company is $61.07 a month or $694 a year.

TIAA-CREF Life Insurance Company is $60.81 a month or $695 a year.


$250,000 10 year Term Life Insurance Policy for a 65 Year Old Female Non Smoker at Standard Rates

TIAA-CREF Life Insurance Company is $125.76 a month or $1,437.25 a year.

Ohio National Life Assurance Corporation is $124.34 a month or $1,437.50 a year.

Cincinnati Life Insurance Company is $131.34 a month or $1,492.50 a year.


$500,000 10 year Term Life Insurance Policy for a 65 Year Old Female Non Smoker at Standard Rates

Assurity Life Insurance Company is $202.84 a month or $2,305 a year.

Ohio National Life Assurance Corporation is $232.25 a month or $2,685 a year.

TIAA-CREF Life Insurance Company is $239.01 a month or $2,731.50 a year.

Rates for a 10 year term life insurance policy for a sixty-five year old woman vary a lot from life insurance company to life insurance company. With the information in this review, if you are quoted a life insurance policy, no matter the health category for which you qualify, you will know if the rates you are quoted are competitively priced. Shop for the best price you can get, so you can have the most coverage at the best rates for you. Saving money on your auto or home insurance can give you more room in your budget for term life insurance. Don’t put off saving money or buying the insurance you need. Many people pay too much for their insurance because they never shop for better rates, or if they do shop, they don’t check the rates of enough companies. For a lot of people, the best insurance company is the one with the right coverage, acceptable service, and the best rates. The ad below will take you to links to get online quotes from leading Home, Auto, Health, & Life insurance companies in your area. Choose the type of insurance, put in your zip code, & start shopping now!

How much life insurance does a 65 year old woman need? Tell me your thoughts. Comment on my facebook page. If you have questions and would like my help, you can reach me at help@smartshopyourcarinsurance.com. Follow me on Twitter for important insurance consumer news & new blog entries at CarInsWatch.