Term Life Insurance Age 50 – 59 Review: The Best Rates for People Age Fifty through Fifty-Nine (and older)

This term life insurance age 20 – 29 review will show you the best prices for people in their fifties. Using the pricing information in this review can help keep you from overpaying for your term life insurance. However, if you are age 50 years or older, you should question whether you should be looking to buy term insurance or a permanent life insurance policy. If you follow anyone writing about personal finance, almost all of them say the only type of life insurance anyone should buy is term life insurance. This may be the best strategy for many people in their 20s, 30s, & 40s, trying to “buy term and invest the difference.” When you are younger, term life insurance is inexpensive, so you can buy enough term life insurance to cover you during your working years, and use the money you would have used to buy the more expensive permanent life insurance, to invest in the stock market to get a better return. For example, say you buy a $750,000 30 year term life insurance policy at age 32. By the time the policy expires when you are 62, your kids are grown, your mortgage is paid off, and the 30 years of investment returns has built a large retirement account your spouse can use should you die. Continue reading

Term Life Insurance Rates: 65 Year Old Female Non Smoker

Term life insurance for a sixty five year old woman costs more than it does when a woman is in her twenties, thirties or forties, but it’s more affordable than one might expect. This blog post will show you the companies with the lowest rates for a ten year term life insurance policy for a 65 year old female, at different dollar amounts of coverage across four health rating categories, to help you shop for the right coverage for you & your budget. Continue reading

Term Life Insurance Rates: 65 Year Old Male Non Smoker

Term life insurance for a sixty-five year old man costs more than it does for younger guys in their twenties or thirties, but it’s more affordable than you may think. This blog post will show you the term life insurance companies with the lowest rates for a ten-year term policy for a 65 year old male, at different amounts of coverage for 4 health rating classes, to help you shop for the best coverage for you & your budget. Continue reading

Term Life Insurance Rates: 64 Year Old Female Non Smoker

Term life insurance for a sixty-four year old woman costs more than it does when a woman is in her twenties or thirties, but it’s more affordable than you might expect. This blog post will show you the companies with the lowest rates for a ten year term life insurance policy for a 64 year-old female, at different dollar amounts of coverage across four health rating groups, to help you shop for the right coverage for you and your budget. Continue reading

Term Life Insurance Rates: 63 Year Old Female Non Smoker

Term life insurance for a sixty-three year old woman costs more than it does when a woman is in her 20s or 30s, but it’s more affordable than you might think. This blog article will show you the companies with the lowest rates for a ten year term life insurance policy for a 63 year-old female, at different dollar amounts of coverage across four health rate classes, to help you shop for the right coverage for you and your budget. Continue reading

Term Life Insurance Rates: 64 Year Old Male Non Smoker

Term life insurance for a sixty-four year old costs more than it does for younger men in their twenties or thirties, but it’s more affordable than you may think. This blog post will show you the life insurance companies with the lowest rates for a ten year term policy for a 64 year-old man, at different amounts of coverage for four health rating classes, to help you shop for the best coverage for you & your budget. Continue reading

Term Life Insurance Rates: 63 Year Old Male Non Smoker

Term life insurance at age sixty-three costs more than it does for younger people in their twenties or thirties, but it’s more affordable than you may think. This blog post will show you the life insurance companies with the lowest rates for a ten year term policy for a 63 year old man, at different amounts of coverage for 4 health rating categories, to help you shop for the best coverage for you & your budget. Continue reading

Term Life Insurance Rates: 62 Year Old Female Non Smoker

Term life insurance at age 62 costs more than it does when you are in your 20s or 30s, but it’s more affordable than you might think. This blog article will show you the companies with the lowest rates for a ten year term life insurance policy for a 62 year old woman, at different dollar amounts of coverage across four health rate categories, to help you shop for the right coverage for you and your budget. Continue reading

Term Life Insurance Rates: 62 Year Old Male Non Smoker

Term life insurance at age sixty-two costs more than it does when you are in your twenties or thirties, but it’s more affordable than you may think. This blog post will show you the companies with the lowest rates for a ten-year term life insurance policy for a 62 year old man, at different amounts of coverage across four health rating categories, to help you shop for the right coverage for you & your budget. Continue reading

Term Life Insurance Rates: 61 Year Old Female Non Smoker

Term life insurance at age sixty-one costs more than it does when you are in your twenties or thirties, but it is more affordable than you may think. This blog post will show you the companies with the lowest rates for a 10 year term life insurance policy for a 61 year old woman, at different amounts of coverage across four health rate categories, to help you shop for the right coverage for you & your budget. Continue reading

Term Life Insurance Rates: 61 Year Old Male Non Smoker

If you are looking for life insurance in your sixties, you should consider permanent life insurance, which pays at whatever age you die, instead of term life insurance, which most likely will expire before you die. If you are in poor health, you probably will not be able to qualify for term life insurance, but you may be able to qualify for permanent life insurance, such as Final Expense Life insurance.

However, if you are in good health, a term life insurance policy can give you more coverage to protect you until you retire, or pay off debt, and may be what you need.

Term life insurance at age 61 costs much more than it does when you are in your twenties or thirties, but it is more affordable than you think. This blog post will show you the companies with the best rates for a ten year term life insurance policy for a 61 year old man, at various amounts of coverage across four health rate categories, to help you shop for the right coverage for you and your budget. Continue reading

Term Life Insurance Rates: 60 Year Old Female Non Smoker

You can find affordable term life insurance, even if you are a 60 year old woman. You can decrease the price of term life insurance, by lowering the amount of coverage, or reducing the years of the coverage, to make a term life insurance policy affordable for your budget. This blog post gives you the names of the companies with the lowest rates for a ten year term policy and a fifteen year term policy for a 60 year old woman, across four different health classes, for $100,000, $250,000, & $500,000 of coverage. This information will aid you in knowing if you’re getting a good price, when you shop for term life insurance. For example, if a life insurance agent quotes you a company with a fifteen year term life insurance policy at Standard Plus rates for $250,000 of coverage, you can check the rates here for the lowest fifteen year term Standard Plus rates for $250,000 of coverage, to see if the agent or company is offering you a good deal. Continue reading

Term Life Insurance Rates: 60 Year Old Male Non Smoker

Term life insurance can still be purchased at affordable rates, even if you are a 60 year old man. You can decrease the price of term life insurance, by lowering the amount of coverage, or reducing the number of years of the coverage, to make a term life insurance policy affordable for almost anyone’s budget. This blog post shows you the companies with the lowest rates for a ten year term policy and a fifteen year term policy, across four different health classes, for $100,000, $250,000, & $500,000 of coverage. This information will help you know if you’re getting a good price when you shop for term life insurance. For example, an agent quotes you an insurance company with a fifteen year term life insurance policy at Standard rates for $100,000 of coverage, you can check the rates here for the lowest fifteen year term Standard rates for $100,000 of coverage, to see if the agent or company is offering you a good deal. Continue reading