Term life insurance at age sixty-one costs more than it does when you are in your twenties or thirties, but it is more affordable than you may think. This blog post will show you the companies with the lowest rates for a 10 year term life insurance policy for a 61 year old woman, at different amounts of coverage across four health rate categories, to help you shop for the right coverage for you & your budget.
Let’s start with The lowest rates available, for people in excellent health, whom qualify for the Preferred Plus health rate class.
$100,000 10 year Term Life Insurance Policy for a 61 Year Old Female Non Smoker at Preferred Plus Rates
Cincinnati Life Insurance Company is $24.29 a month or $276 a year.
Ohio National Life Assurance Corporation is $24.13 a month or $279 a year.
TIAA-CREF Life Insurance Company is $26.94 a month or $307.85 a year.
$250,000 10 year Term Life Insurance Policy for a 61 Year Old Female Non Smoker at Preferred Plus Rates
Cincinnati Life Insurance Company is $50.82 a month or $577.50 a year.
Savings Bank Life Insurance Co of MA is $50.90 a month or $585 a year.
Banner Life Insurance Company is $51.63 a month or $590 a year.
$500,000 10 year Term Life Insurance Policy for a 61 Year Old Female Non Smoker at Preferred Plus Rates
Cincinnati Life Insurance Company is $95.04 a month or $1,080 a year.
Ohio National Life Assurance Corporation is $96.02 a month or $1,110 a year.
Savings Bank Life Insurance Co of MA is $96.57 a month or $1,110 a year.
Not every healthy person will qualify for each company’s Preferred Plus rates. The next best health rating class is the Preferred health rates. Here are the best rates in this category:
$100,000 10 year Term Life Insurance Policy for a 61 Year Old Female Non Smoker at Preferred Rates
Cincinnati Life Insurance Company is $28.34 a month or $322 a year.
Ohio National Life Assurance Corporation is $28.46 a month or $329 a year.
Ameritas Life Insurance Corp is $31.67 a month or $368 a year.
$250,000 10 year Term Life Insurance Policy for a 61 Year Old Female Non Smoker at Preferred Rates
Cincinnati Life Insurance Company is $60.94 a month or $692.50 a year.
MetLife Investors USA Insurance Company is $64.04 a month or $711.50 a year.
Savings Bank Life Insurance Co of MA is $62.64 a month or $720 a year.
$500,000 10 year Term Life Insurance Policy for a 61 Year Old Female Non Smoker at Preferred Rates
Cincinnati Life Insurance Company is $115.28 a month or $1,310 a year.
MetLife Investors USA Insurance Company is $121.86 a month or $1,354 a year.
Ohio National Life Assurance Corporation is $117.21 a month or $1,355 a year.
Don’t worry about thinking you need to be in the best health rate class. Life insurance companies have different criteria to qualify for their health rate classes, and company rates vary greatly. Using the assistance of several good life insurance agents representing multiple companies will help you find the best company & price for you. Here are the best ten year term Standard Plus rates:
This medicine is widely used all over the cialis generic pills globe have used this against ED pill and are amazingly satisfied with its results. Longer sexual time duration can well be substituted with the drug viagra canada samples and its pharmacological distinction, tadalafil as they result in the enhanced blood flow in the penis to relax. So, keep aside all bad cheap viagra india habits. Today, erectile dysfunction commonly known as impotence or erectile dysfunction, a condition in which a man undergoes but the one which is becoming quite common viagra price in every second person is the erectile problem that men generally suffer when they are at the same level.
$100,000 10 year Term Life Insurance Policy for a 61 Year Old Female Non Smoker at Standard Plus Rates
Ohio National Life Assurance Corporation is $33.04 a month or $382 a year.
Cincinnati Life Insurance Company is $33.70 a month or $383 a year.
Ameritas Life Insurance Corp is $39.06 a month or $454 a year.
$250,000 10 year Term Life Insurance Policy for a 61 Year Old Female Non Smoker at Standard Plus Rates
Cincinnati Life Insurance Company is $74.36 a month or $845 a year.
Ohio National Life Assurance Corporation is $74.17 a month or $857.50 a year.
Savings Bank Life Insurance Co of MA is $78.30 a month or $900 a year.
$500,000 10 year Term Life Insurance Policy for a 61 Year Old Female Non Smoker at Standard Plus Rates
Cincinnati Life Insurance Company is $142.12 a month or $1,615 a year.
Ohio National Life Assurance Corporation is $140.56 a month or $1,625 a year.
Savings Bank Life Insurance Co of MA is $151.38 a month or $1,740 a year.
Most healthy people should qualify for the Standard health rates. Here are the companies with best ten year term life prices for the Standard health rate class:
$100,000 10 year Term Life Insurance Policy for a 61 Year Old Female Non Smoker at Standard Rates
Ohio National Life Assurance Corporation is $38.32 a month or $443 a year.
Cincinnati Life Insurance Company is $39.34 a month or $447 a year.
TIAA-CREF Life Insurance Company is $43.56 a month or $497.84 a year.
$250,000 10 year Term Life Insurance Policy for a 61 Year Old Female Non Smoker at Standard Rates
Cincinnati Life Insurance Company is $88.44 a month or $1,005 a year.
Ohio National Life Assurance Corporation is $87.37 a month or $1,010 a year.
TIAA-CREF Life Insurance Company is $88.59 a month or $1,012.43 a year.
$500,000 10 year Term Life Insurance Policy for a 61 Year Old Female Non Smoker at Standard Rates
Assurity Life Insurance Company is $158.84 a month or $1,805 a year.
TIAA-CREF Life Insurance Company is $166.20 a month or $1,899.40 a year.
Ohio National Life Assurance Corporation is $166.95 a month or $1,930 a year.
Rates for term life insurance for a woman age 61 vary a lot from company to company. With the information in this blog post, if you are quoted a life insurance company, regardless of the health category for which you qualify, you will know if the rates you are quoted are competitive.
Shop for the best price you can purchase, so you can have the most coverage at the best rates for you. Saving money on automobile insurance can give you more money in your budget for life insurance. Do not put off saving money or buying the insurance you need. Start shopping now!
How much life insurance does a female at age 61 need? Please leave a comment on my facebook page. Or, e-mail me at help@smartshopyourcarinsurance.com if you have questions and would like my help. Follow me on Twitter for important insurance consumer news and new blog entries at CarInsWatch.