You need to be careful when shopping for auto & home insurance on the Internet. Many insurance websites say they will provide online insurance quotes from multiple insurance companies, but they don’t give you online price quotes.

I used one of these websites once, and after I entered some information about me, my driving record, and my car, a chart popped up giving price ranges for a long list of insurance companies.

For example, Company “X” will cost me $800 to $1,500. I knew these insurance company price ranges had nothing to do with an actual insurance price quote for me, and I have no doubt everyone using the website received the same price ranges. I felt ripped off and deceived.

This blog post will discuss the pros & cons of getting insurance quotes from various websites on the Internet, what to expect, the best ways to do it, and how to avoid being misled by inaccurate price quotes.

If you have been reading my blog or website, you know it really does pay to shop your auto & home insurance each year. You can save $100s, and make sure you keep paying the best rates, by shopping with ALL the leading insurance companies each year, which you can find on my website.

The best way to get accurate insurance quotes from all the leading insurance companies, is to go to each insurance company’s website. Many insurance companies can give you accurate price quotes for their insurance online. Some insurance companies take some basic information from you through their websites, then have one of their local agents in your area contact you to give you a price quote.

If you get a quote online through an insurance company website, it’s still a good idea to speak with someone from the insurance company to review it, to make sure the quote is accurate, you are not missing any discounts, and you are getting the best price they can offer you.

However, as you can see from my website, there are MANY leading insurance companies you should consider, and it pays to get a quote from them.  But going to all of these insurance company websites may be too time consuming for some people. Even if you have a bad driving record, and do not qualify for many of the leading insurance companies, there are still at least 10 insurance companies whose rates you should check.

The Progressive or Esurance websites can be a good place to start to get auto insurance price quotes, since they will compare their rates with other leading insurance companies.

But if you like the rate of a competing insurance company, you must start from scratch, by contacting the competing insurance company for a quote. You may find the rate quoted you is different, or you do not qualify for the rate or the insurance.

Vaginal dryness: If persistent generic viagra for sale arousal results in vaginal dryness, it’s a warning sign you must not ignore. The home remedies for vertigo helps to regain the control over the speed, power, and angle and this makes this position view address cialis canada harmful. Psychologists study mental processes and human behavior by canadian pharmacy cialis observing, interpreting, and recording how people and other animals relate to one another and the environment. NS5A inhibitors interfere with the synthesis of a new virus. probe viagra Also, if you own a home or condo, you probably can get a better deal and coverage by shopping with insurance companies other than Progressive, Geico, or Esurance. Read the reviews of Progressive, Geico, & Esurance on my website to see why I believe this to be true.

You can save time by going to one of the many insurance websites offering to quote you multiple insurance companies, such as the link to the website I provide at the beginning of this blog post.

There used to be a few websites quoting you online for multiple insurance companies, but I could not find any in existence now. This is okay, because an insurance quoting website providing online quotes, often gave you only estimates, which needed to be confirmed by the insurance company offering the quote. It would not be unusual to find the low rate originally quoted was a lot higher. If you want online quotes, stick to getting it directly from each insurance company’s website.

In 2012, most insurance websites offering quotes from multiple insurance companies, are owned by companies selling your information to insurance agents, contracted with the companies to provide the agents with sales leads, and the website’s visitors with price quotes.

These websites will vary with how much information they collect from you, and then they send your information to agents from different insurance companies in your state, and the agents contact you with price quotes.

This is an easy way to get price quotes from 4-5 insurance companies, without having to visit their websites, and typing the same information over and over again. This can be a big time saver for people with clean driving histories, and people shopping both their home & auto insurance.

This may not be a good way to shop your insurance when you are a new driver, or have a bad driving record, because most agents and insurance companies don’t actively try to sell to these customers, or you may not qualify for their insurance.

Once you have 4-5 insurance quotes, use my website to find additional leading insurance companies, because they may have the best price for you. Click the ads or use my Google search bar on my website to get quotes from them. People often fail to save hundreds on their insurance simply because they did not check with enough insurance companies.

I never pass up an opportunity to get a price quote from an insurance company that has not quoted me in over a year, or never quoted me. The price savings can be significant. I have found the highest prices to be DOUBLE, OR MORE the lowest prices I have found, and some of these low priced insurance companies have great insurance coverage and above average customer service. If you spend 20 minutes a day, getting quotes from one insurance company, each day for the next 30 days, you can save a substantial amount on your insurance. If you could save $500 a year on your insurance, and it took you 10 hours ( 30 days, 20 minutes each day), you earned yourself $50 an hour, tax free! Isn’t that worth your time? No single company has low rates for everyone. You have to shop with all the leading companies, to find the company with the best coverage and best price for you.

Do you shop your insurance every year? How many insurance companies quote your auto & home insurance? Tell me about it. Please leave a comment on my facebook page. Or, you can e-mail me at help@smartshopyourcarinsurance.com if you have questions and would like my help. Follow me on Twitter for important insurance consumer news and new blog entries at CarInsWatch.