Colorado Home Insurance Reviews: Complaint Ratings Ranking 24 Top Companies

Does your homeowners insurance company have a lot of complaints? Will you have difficulty placing a claim, or have a valid claim delayed or denied? Is your company good or bad? Most consumers fail to check the complaint records of their insurance companies. Here I provide complaint information for the 24 largest (by market share, based on premium) home insurance companies, covering about 80% of the Colorado homeowners insurance market, and rate & rank them, from best to worst, based on their 2010 record of home insurance complaints (Accurate 2011 data is not available yet).

I’m always blogging to help you get the best policies and prices for auto, home, & life insurance, so bookmark or place my website in your favorites!

The Colorado Division of Insurance website is the source of my information about market share & complaint information. I provide the Colorado complaint index for each home insurance company, but I devised a letter grade system to make it easy to tell an insurance company with a great or good complaint record, from an insurance company with a poor or average complaint record.

Visit my website to see national complaint ratios on homeowners insurance companies (or to find complaint information regarding auto insurance) not on this list.

Here is my grading system. I also list each company’s Colorado complaint index number for 2010 home insurance complaints. The lower the complaint index number is, the better the complaint record. A complaint index of “1.00” is average.

A+ = Insurance companies with complaints 25% or less than the average insurance company.

A = Insurance companies with complaints 50% or less than the average insurance company.

B = Insurance companies with complaints 90% or less than the average insurance company.

C = Insurance companies with complaints from 90% to 110% of the average insurance company.

D = Insurance companies with complaints from 110% to 200% of the average insurance company.

F = Insurance companies with complaints over 200% of the average insurance company. More than twice as much as average!

Consider these grades, along with price and other factors (as listed on my website), when choosing an home insurance company.

Insurance companies frequently have several subsidiary home insurance companies. Make sure you know the correct name of the insurance subsidiary quoting or insuring you, to check the proper complaint grade.

24 Top Homeowners Insurance Companies Ranked & Rated by their 2010 Colorado home Insurance Complaint Records (from best to worst)

1. Great Northern Insurance Company (Chubb) = A+ (.06)

2. USAA Casualty Insurance Company = A (.26)

3. United Services Automobile Association (USAA) = A (.41)

4. Colorado Farm Bureau Mutual Insurance Company = B+ (.51)

5. Liberty Mutual Fire Insurance Company= B (.63)

6. State Farm Mutual Automobile Insurance Company= B (.64)

7. Standard Fire Insurance Company (Travelers) = B (.67)

8. Allstate Property & Casualty Insurance Company = B (.70)

9. National Farmers Union Property & Casualty Company (QBE) = B (.71)

10. Foremost Insurance Company Grand Rapids, MI = B (.78)

11. Country Mutual Insurance Company = B- (.88)

12. Shelter Mutual Insurance Company = C+ (.94)

13. Safeco Insurance Company of America = C (1.00)

14. Sentinel Insurance Company, LTD (Hartford) = C- (1.06)

15. Allstate Fire & Casualty Insurance Company = C- (1.09)

16. American Family Mutual Insurance Company = D (1.30)

17. American National Property & Casualty Company = D (1.31)

18. Farmers Insurance Exchange = D (1.36)

19. Allstate Insurance Company = D (1.53)

20. Travelers Home & Marine Insurance Company = D (1.60)

21. Fire Insurance Exchange (Farmers) = D (1.68)

22. Homesite Indemnity Company = D (1.75)

23. Property & Casualty Insurance Company of Hartford (The Hartford) = D (1.86)

24. Allstate Indemnity Company = D- (1.94)

Special Mention:* Colorado Casualty Insurance Company (Liberty Mutual) = F (2.01)

* The home insurance company with the largest Colorado market share earning a failing grade.

Now you know how the largest home insurance companies are rated for complaints, go and shop your insurance. You can get better rates AND better service!

The “Spam King” may not have viagra on line evaded justice entirely, but there are people serving 10 year sentences for doing far less. So, generic vs viagra http://foea.org/english-avenue-community/ today to recover completely from the penile malfunctioning and allows the person to retain his sexual power. Just follow the above tips, and enjoy the road to other martial arts and how to really make them work. buy brand cialis online viagra overnight go to the page More practice of driving will make the blood flow properly.