Encompass Insurance Reviews: 2012, 2011, & 2010 Complaint Ratings for Auto & Homeowners Insurance

How is the customer service and claims handling at Encompass Insurance Company? How good is Encompass Insurance Company‘s auto insurance & homeowners insurance? Does the company have a lot of complaints? This review will help you answer these important questions and decide if Encompass Insurance Company is best for you!

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Visit my site to get price quotes, complaint statistics, and customer service & claims satisfaction ratings for all the leading auto & home insurance companies in the USA. How is your insurance company rated? Does it have a lot of customer complaints? Find out at my home page and CLICK HERE!
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Auto insurance & home insurance customers do not have a lot of objective information available to them to review how well their insurance company will provide customer service & handle claims. Unfortunately, paying more for auto & home insurance does not mean better service or a fair claims settlement, so the price you pay is not an indication of whether you will have a problem with your insurance and feel ripped off.

There are plenty of individual reviews on the Internet of problems with claims or service for every insurance company. But reading complaints based on one person’s review on the Internet does not inform you if the majority of customers are happy with the insurance company, since happy customers rarely write reviews on the Internet. Even a website full of complaint stories & personal reviews are anecdotal and not statistically significant. You need to look at large numbers to really spot a trend in poor service. This is why my reviews use complaint ratios determined by the National Association of Insurance Commissioners, based on an insurance company’s market share, so you have an objective measure to compare insurance companies for customer service & claims.

However, complaint ratios may not be simple and easy for people to interpret at a glance, athough I explain them on my website. I established a grading system, giving grades to Encompass insurance based on its complaint ratios, to make it easier to compare with the other companies reviewed on my site, and assist you in finding the best auto & home insurance companies, and avoid the worst insurance companies.

B = Better than average. Insurance companies with complaint ratios less than 75% of the average insurance company.

C = Average. Insurance companies with complaint ratios from 75% to 125% of the average insurance company.

W = Worse than average. Insurance companies with complaint ratios more than 125% of the average insurance company.

Consider these grades, along with price and other factors (as listed on my website), when choosing an auto or home insurance company.

Encompass Insurance has several subsidiary homeowners insurance and auto insurance companies. Make sure you know the correct name of the Encompass Insurance subsidiary company quoting or insuring you, to check the proper complaint grade. Some subsidiaries are available only in certain states or may no longer sell new policies.

Encompass Insurance Company Review of 2012, 2011, & 2010 Complaint Ratings for Auto Insurance

Encompass Floridian Indemnity Company

2012 Auto Insurance Complaint Ratio = B (0) (No Complaints)

2011 Auto Insurance Complaint Ratio = B (0) (No Complaints)

2010 Auto Insurance Complaint Ratio = B (0) (No Complaints)

Encompass Floridian Insurance Company = A+

2012 Auto Insurance Complaint Ratio = B (0) (No Complaints)

2011 Auto Insurance Complaint Ratio = B (0) (No Complaints)

2010 Auto Insurance Complaint Ratio = B (0) (No Complaints)

Encompass Home & Auto Insurance Company

2012 Auto Insurance Complaint Ratio = C (1.13)

2011 Auto Insurance Complaint Ratio = C (.87)

2010 Auto Insurance Complaint Ratio = B (.28)

Encompass Indemnity Company

2012 Auto Insurance Complaint Ratio = C (1.00)

2011 Auto Insurance Complaint Ratio = B (.66)

2010 Auto Insurance Complaint Ratio = C (1.09)

Encompass Independent Insurance Company

2012 Auto Insurance Complaint Ratio = B (0) (No Complaints)

2011 Auto Insurance Complaint Ratio = B (0) (No Complaints)

2010 Auto Insurance Complaint Ratio = B (0) (No Complaints)

Encompass Insurance Company

2012 Auto Insurance Complaint Ratio = W (1.42)

2011 Auto Insurance Complaint Ratio = B (.65)

2010 Auto Insurance Complaint Ratio = C (.84)

Encompass Insurance Company of America

2012 Auto Insurance Complaint Ratio = B (.74)

2011 Auto Insurance Complaint Ratio = C (.95)

2010 Auto Insurance Complaint Ratio = C (.75)

Encompass Insurance Company of MA

2012 Auto Insurance Complaint Ratio = B (0) (No Complaints)

2011 Auto Insurance Complaint Ratio = B (.21)

2010 Auto Insurance Complaint Ratio = B (.44)

Encompass Insurance Company of NJ

2012 Auto Insurance Complaint Ratio = B (.63)

2011 Auto Insurance Complaint Ratio = B (.45)

2010 Auto Insurance Complaint Ratio = B (.58)

Encompass Property & Casualty Company

2012 Auto Insurance Complaint Ratio = B (0) (No Complaints)

2011 Auto Insurance Complaint Ratio = B (.27)

2010 Auto Insurance Complaint Ratio = B (.71)

Encompass Property & Casualty Insurance Company of NJ

2012 Auto Insurance Complaint Ratio = B (.45)

2011 Auto Insurance Complaint Ratio = C (.90)

2010 Auto Insurance Complaint Ratio = B (0) (No Complaints)

Encompass Insurance Company Review of 2012, 2011, & 2010 Complaint Ratings for Homeowners Insurance

Encompass Floridian Indemnity Company

2012 Home Insurance Complaint Ratio = No policies.

2011 Home Insurance Complaint Ratio = No policies.

2010 Home Insurance Complaint Ratio = B (0) (No Complaints)

Encompass Floridian Insurance Company

2012 Home Insurance Complaint Ratio = No policies.

2011 Home Insurance Complaint Ratio = No policies.

2010 Home Insurance Complaint Ratio = No policies.

Encompass Home & Auto Insurance Company

2012 Home Insurance Complaint Ratio = B (.57)

2011 Home Insurance Complaint Ratio = B (.14)

2010 Home Insurance Complaint Ratio = B (.40)

Encompass Indemnity Company

2012 Home Insurance Complaint Ratio = B (.31)

2011 Home Insurance Complaint Ratio = B (.15)

2010 Home Insurance Complaint Ratio = C (.79)

Encompass Independent Insurance Company

2012 Home Insurance Complaint Ratio = B (0) (No Complaints)

2011 Home Insurance Complaint Ratio = W (3.29)

2010 Home Insurance Complaint Ratio = B (0) (No Complaints)

Encompass Insurance Company

2012 Home Insurance Complaint Ratio = C (.80)

2011 Home Insurance Complaint Ratio = C (.80)

2010 Home Insurance Complaint Ratio = C (.80)

Encompass Insurance Company of America

2012 Home Insurance Complaint Ratio = C (1.00)

2011 Home Insurance Complaint Ratio = B (.45)

2010 Home Insurance Complaint Ratio = C (.81)

Encompass Insurance Company of MA

2012 Home Insurance Complaint Ratio = C (1.21)

2011 Home Insurance Complaint Ratio = B (0) (No Complaints)

2010 Home Insurance Complaint Ratio = B (0) (No Complaints)

Encompass Insurance Company of NJ

2012 Home Insurance Complaint Ratio = W (3.00)

2011 Home Insurance Complaint Ratio = W (2.11)

2010 Home Insurance Complaint Ratio = B (.67)

Encompass Property & Casualty Company

2012 Home Insurance Complaint Ratio = B (0) (No Complaints)

2011 Home Insurance Complaint Ratio = B (.37)

2010 Home Insurance Complaint Ratio = B (.37)

Encompass Property & Casualty Insurance Company of NJ

2012 Home Insurance Complaint Ratio = B (0) (No Complaints)

2011 Home Insurance Complaint Ratio = B (0) (No Complaints)

2010 Home Insurance Complaint Ratio = B (0) (No Complaints)

Thanks for reading this review. Now you know the complaint records for the Encompass insurance subsidiary companies. The next step is to get price quotes. By shopping your auto insurance or homeowners insurance with ALL the leading insurance companies, you can get a great price AND great customer service & claims handling. Use my website to find all the leading insurance companies, evaluate their customer service, and find the best price for you. Many people pay too much for their insurance because they never shop for better rates, or if they do shop, they don’t check the rates of enough companies. For a lot of people, the best insurance company is the one with the lowest rates. The ad below will take you to links to get online quotes from leading Home, Auto, Health, & Life insurance companies in your area. Click the ad below and start shopping now!

 

 

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