Farm Bureau Mutual Review: Auto, Home, & Life Insurance

The companies of Farm Bureau Mutual Holding Company, Farm Bureau Property & Casualty Insurance Company and Western Agricultural Insurance Company, insure homes, farms, and automobiles in the states of Arizona, Iowa, Kansas, Minnesota, Nebraska, New Mexico, South Dakota and Utah. How does Farm Bureau Mutual compare to other major insurance companies competing in these states, like Nationwide, State Farm, Allstate, Progressive, and GEICO? This review analyzes the JD Power customer satisfaction ratings, AM Best financial strength ratings, and the most recent three-year home & auto insurance customer complaint records for the Farm Bureau Mutual companies, and compares them with major competitors. If you don’t want to read the entire review, you can skip to my review summary at the end (Section #6), to find out if my analysis concludes the auto & home insurance customer service, claims handling, and rates at Farm Bureau Mutual is below average, average, or above average. Reading this review will help you decide if Farm Bureau Mutual is a good choice to insure your vehicles, home, or provide for your other insurance needs. Continue reading

Donegal Auto & Home Insurance Review

This review for Donegal Insurance Group (Donegal Mutual Insurance Company, Atlantic States Insurance Company, Le Mars Insurance Company, Michigan Insurance Company, The Peninsula Insurance Company, Peninsula Indemnity Company, Sheboygan Falls Insurance Company, Southern Insurance Company of Virginia, Southern Mutual Insurance Company), a major auto and home insurer available in 18 U.S. States, evaluates and compares the most recent three-year home & auto insurance customer complaint records for the Donegal Insurance companies with major competitors like Allstate, State Farm, GEICO, and Progressive, to help consumers decide if Donegal Insurance is a good insurance company for them. JD Power & AM Best ratings for Donegal Insurance Group will also be analyzed. Do any of the Donegal Insurance Group companies have a below average, average, or above average number of customer complaints? My review summary at the end (Section #7), will rate the auto & home insurance customer service & claims handling by the Donegal Insurance Group companies, based on their complaint record. Continue reading

Direct General Insurance Review: Auto Insurance Customer Complaints, JD Power Customer Satisfaction & AM Best Financial Strength Ratings

Direct General is an insurance company selling nonstandard auto insurance (for people not qualifying for lower-priced, standard or preferred auto insurance rates), motorcycle, and term life insurance in the 13 US states of Alabama, Arkansas, Florida, Georgia, Illinois, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, Texas, & Virginia. Direct General is an important insurance company to know, if you live in any of the states where it operates, and have trouble qualifying for low auto or motorcycle insurance rates due to your or a driver in your household’s driving record, lack of driving experience, no prior insurance, lapse in coverage, or other reasons. When you pay a lot for auto insurance, and fewer car insurance companies will insure you, it’s even more important to know all your company options, and choose the company with acceptable service for the coverage you need at the best price. Now you know if Direct General is an option for you, it’s easy enough to contact them for a price quote. This review will show you not only how to contact Direct General for a quote, but give you the latest company ratings and complaint information about the Direct General insurance companies, to help you decide if Direct General is a good choice for you. I’ll also give you the names of the major insurance companies offering nonstandard auto insurance, competing with Direct General, so you have more options to shop for a better price or better service. Continue reading

Dairyland / Viking / Peak Insurance Review: Auto Insurance Complaint Record & Ratings

Dairyland, Viking, and Peak, all owned by Sentry Insurance, are nonstandard auto insurance companies for drivers without insurance, tickets or accidents, license suspensions, recently licensed, and other factors making them ineligible for standard auto insurance with most companies. It’s easy to find a lot of bad reviews for Dairyland, Viking, or Peak insurance on the Internet, like you can find for all insurance companies. Unfortunately, complaints written by customers are hard to tell if the complaints are legitimate. This review has complaint ratings for the Dairyland, Viking, and Peak insurance companies compiled by the National Association of Insurance Commissioners, from statistics gathered by each state’s insurance department. I think these statistics are more reliable and relevant for evaluating an insurance company’s customer service than personal accounts. Plus, you can see how these companies’ complaint records compare to the average complaint record for the auto insurance industry.

Because Dairyland, Viking, & Peak insure high risk drivers, their customers are more likely to cause automobile accidents. I also provide in this article contact phone numbers for customer service, claims reporting, & fraud reporting, which can be used by both Dairyland policy holders, and other people involved in accidents with Dairyland customers. Continue reading

Cypress Texas Lloyds Home Insurance Review

Cypress Texas LLoyds is a part of Cypress Insurance Group, Inc., and it’s the 34th largest insurer of homes in Texas, based on total annual premium in 2010. Qualifying for home insurance can be difficult in some areas of the USA, due to increased risk of catastrophic storm damage in these locations. As many Texas property owners know, many home insurance companies are taking different approaches to reduce their risk, by new limitations on coverage & higher deductibles, not selling to new customers, canceling policies, or declining to cover some properties considered to be at too much risk for frequent or costly claims. It’s important for Texas home owners to shop with all the home insurance companies available to them, to find the right coverage at a reasonable price. Before people choose a company based on price and coverage, it’s smart to check the company’s complaint record, customer service reputation, and financial stability. This review of Cypress Texas Lloyds will give you useful information about customer service, complaints, & financial strength, to help you decide if this company is right for you. I’ll conclude my review with giving you the names of Cypress Texas Lloyds biggest competitors, so you know some of your other home insurance company options. Continue reading

Civil Service Employees / CSE Insurance Review: Auto & Homeowners Complaints, AM Best, BBB, & JD Power Ratings

CSE (Civil Service Employees) Insurance Group has discounted rates for law enforcement, firefighters, and educators, selling auto, homeowners, condominium, renters (tenants), rental property (dwelling-fire), boat and liability umbrella insurance in the states of Arizona, California, Nevada, and Utah through independent insurance agents appointed to represent CSE in these states. How good is CSE auto & home insurance? I’ll review the AM Best financial strength ratings, JD Power customer satisfaction ratings, and Better Business Bureau ratings for the CSE insurance companies, such as CSE Safeguard Insurance Company and Civil Service Employees Insurance Company, including their auto & home insurance complaint records over the last three years. My review summary will give you my opinion if CSE Insurance is performing better than average, average, or worse than average, compared to its competitors, like State Farm, Allstate, Progressive, GEICO and others. Although CSE specializes in offering discounted insurance rates to civil service employees, many insurance companies (such as GEICO) have discounted rates for public sector employees. The wise insurance buyer shops for the best combination of coverage, price, and service, so be sure to use the ad below this paragraph (or the ad at the end of this review) to get price quotes from multiple insurance companies and find the best insurance company for you. Continue reading

ASI / Progressive Review: Home Insurance Complaints, AM Best & JD Power Ratings

ARX Holding Corp., the parent company of American Strategic Insurance (ASI) and its affiliates, a major insurer of homes in the USA, is being acquired by the well-known auto insurance company, Progressive Insurance. ASI sells its home insurance through local independent insurance agencies and direct from Progressive in 25 U.S. states. Now that Progressive now has controlling interest (67%) in ASI, with plans to purchase all remaining shares in the future, ASI may become the main home insurance company Progressive offers to its auto insurance customers as an auto/home insurance bundling option. How do the ASI Group companies (American Strategic Insurance Corp, Texas Lloyds, ASI Assurance Corp., ASI Preferred Insurance Corp., ASI Select Insurance Corp., ASI (Formerly ACA) Home Insurance Corp and American Capital Assurance Corp.) compare to other major home insurance companies competing in the USA, such as State Farm, Allstate, Farmers, Nationwide, Travelers, Safeco, Liberty Mutual & others? This review analyzes the JD Power customer satisfaction ratings, AM Best financial strength ratings, BBB ratings, and the most recent three-year homeowners insurance customer complaint records for the ASI Group insurance companies, and compares them with major competitors. There is a lot of useful information in this review, but if you don’t want to read the entire review, you can skip to my review summary in the last section (section #7), to find out if my analysis concludes the home, condo, & renters insurance customer service, claims handling, and rates for the ASI Group companies is below average, average, or above average. Reading this review can help you decide if ASI is a good company to insure your home, condominium, or apartment. Continue reading

NJ Manufacturers Review: Auto & Home Insurance Customer Complaints, AM Best & JD Power Ratings

This NJ Manufacturers Insurance review will evaluate the 2009, 2010, 2011, 2012, 2013, & 2014 homeowners & auto insurance complaint records for the subsidiary companies of NJ Manufacturers insurance, to determine whether each subsidiary, such as New Jersey Indemnity Insurance Company, has a better-than-average, average, or worse-than-average customer complaint record.

In addition to reviewing & rating its most recent six year complaint record, I’ll analyze the AM Best Financial Strength Ratings, and change in the JD Power home & auto insurance scores & ratings for NJ Manufacturers from 2012 to 2015, and compare them to the scores of leading competitors, like State Farm, Allstate, Travelers, Hartford, 21st Century, Progressive, & GEICO. Continue reading