Armed Forces Insurance Exchange Review: Complaint Statistics & Financial Strength Rating

Armed Forces Insurance Exchange (AFIE), founded in 1887, is an insurance company selling auto, home, renters, & condo insurance to active and retired military members, including National Guard & Reserve members, active & retired Department of Defense civilian employees, their spouses and children, and honorably discharged veterans. If you have had an Armed Forces Insurance Exchange insurance policy in the past, you, your spouse or ex-spouse, and your children can always be considered for a new policy.

AFIE also acts as an independent insurance agency, under Armed Forces Insurance Agency, to sell the products of other insurance companies, so if you don’t qualify for AFIE due to your driving record or other reasons, the company may be able to offer you coverage through another insurance company. For auto insurance, Armed Forces Insurance Exchange can quote you multiple companies. If you meet the AFIE eligibility requirements of having a relationship with the US military, you should contact them to see if they have the coverage you need at the best price. You really can save $100s on your insurance, but the only way to find the lower priced companies, is to shop with as many companies as you can. Often, you can find a good deal for insurance offered through special relationships, like an association with the military.

This blog post will tell you how you can get insurance price quotes from Armed Forces Insurance Exchange, the type of insurance it sells, its recent AM Best financial strength ratings, and most importantly, its auto & home insurance complaint statistics & ratings for the last three years, so you have some objective measure of their customer service. I’ll also recommend a few other companies, with special rates for military members & their families, to help you shop for the best price, coverage, and service. Continue reading

Arbella Auto & Home Insurance Review

Arbella Insurance Group is a major insurer of automobiles & homes in the states of Massachusetts & Connecticut. This review will discuss this company and how it sells its insurance, analyze the JD Power & AM Best ratings for the companies comprising Arbella Insurance Group, provide you with the most recent three-year home & auto insurance customer complaint record for the Arbella companies, in comparison with major competitors like Allstate, State Farm, GEICO, & Progressive, to give you the information to help you decide if Arbella Insurance might be a good choice to insure your car or home.

The smart insurance buyer shops for the best combination of coverage, price, and service, so be sure to use the ad below this paragraph (or the ad at the end of this review) to get price quotes from multiple insurance companies and find the best insurance company for you. Continue reading

American Modern Insurance Review: Home Insurance Customer Complaint Statistics & Ratings

This American Modern Insurance review will evaluate, for the most recent five year period where reliable statistics are available (2010, 2011, 2012, 2013 & 2014), the home insurance (mobile home & homeowners) complaint ratings for the subsidiary companies of American Modern Insurance Group, to determine whether each subsidiary, such as American Family Home Insurance Company, has a better-than-average, average, or worse-than-average customer complaint record. American Modern Insurance Group insures mainly mobile homes, homes in need of repair, trailers, vacant homes, homes with a recent claims history, and other properties many other insurance companies won’t insure. I’ll compare the home insurance complaint records for the American Modern subsidiary companies, with its major competitor offering specialty home insurance, Foremost Insurance. Continue reading

American European Insurance Company Home Insurance Review: Financial Strength Rating & Customer Complaint Statistics

American European Insurance Group, an insurance company selling insurance to small business owners & home insurance in the states of New Jersey, New York, & Pennsylvania, through its two subsidiary companies, Rutgers Casualty Insurance Company & Rutgers Enhanced Insurance Company, has had its AM Best Financial Strength Rating (FSR) downgraded from “B+” (good) to B (fair) as of 6/17/2013, but with a stable outlook, which means there is not likely to be another downgrade in the near future. Its “B” rating & stable outlook was affirmed on 9/16/2015. Most insurance agents will tell you not to insure with any home insurance company, with less than an AM Best grade of “A-,” for the financial strength of the company. The grade of “B” may still be above average when you are in high school, but it’s not a good grade for an insurance company.

This blog post will tell you about American European Insurance Group, and its home insurance customer complaint ratings of its subsidiary companies for the last three years, so you have some objective measure of their customer service. If you’re a customer, this review will help you decide if you should consider other insurance companies. If you are considering American European property insurance, such as homeowners, condo, or tenants insurance, this review can help you decide if it might be a good choice for you. A smart insurance shopper knows there are big differences in price & coverage among home insurance companies, so it’s smart for you to shop with many companies, to find the best price, coverage, and service for you. Continue reading