Monthly Archives: August 2015

Foremost Insurance Review: Auto & Home Insurance Customer Complaints, AM Best & JD Power Ratings

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This Foremost Insurance review will evaluate the AM Best financial strength ratings, any JD Power claims & customer satisfaction ratings, and the 2009-2014 home & auto insurance complaint record for the subsidiary companies of Foremost Insurance Group, to determine whether each subsidiary, such as Foremost Insurance Company of Grand Rapids, MI, has a better-than-average, average, or worse-than-average customer complaint record.

Foremost insures mainly high risk drivers, mobile homes, trailers, vacant homes, homes with a recent claims history, and other properties many other insurance companies won’t insure. I’ll compare the auto & home insurance complaint records for the Foremost subsidiary companies, with major competitors offering nonstandard auto insurance and specialty home insurance, like Progressive, Homesite, Dairyland, & American Modern. Continue reading →

National General Insurance Review (Formerly GMAC): Auto Insurance Customer Complaint Record & JD Power, AM Best Ratings

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This review will analyze any recent JD Power and AM Best ratings for National General, and evaluate, for the most recent five year period where reliable statistics are available (2010, 2011, 2012, 2013 & 2014), the auto insurance complaint data for the subsidiary companies of National General Insurance Group, to determine whether each subsidiary, such as Integon General Insurance Company or National General Insurance Company Online, has a better-than-average, average, or worse-than-average customer complaint record.

I’ll analyze the change in the JD Power home & auto insurance scores & ratings for the National General (formerly GMAC) insurance companies from 2012 to 2015, and compare them to the scores of leading competitors, like State Farm, Allstate, The Hartford, Travelers, Safeco, Nationwide, Liberty Mutual, Farmers, Progressive, & GEICO. I’ll review the AM Best Financial Strength Rating (FSR) for the National General insurance subsidiaries, too.

Lastly, I’ll compare the auto insurance complaint records for the National General subsidiary companies, with major competitors, like Allstate, Progressive, GEICO, State Farm, & Farmers. Continue reading →

Imperial Fire & Casualty Insurance Reviews: AM Best Financial Strength Rating & Customer Complaint Record.

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Imperial Fire & Casualty Insurance Company, offering auto, home, dwelling, renters, & flood insurance, primarily in the states of Arkansas, Florida, Louisiana, Oklahoma, and Texas, had its Financial Strength Rating (FSR) affirmed as “B+” (good) on 6/18/2013 by AM Best, but with a negative outlook, which means there could be a rating downgrade in the future. Most insurance agents recommend not choosing any insurance company with less than an “A-” rating for financial strength by AM Best. A grade of “B+” might be considered above average when you are in school, but it’s not a good grade for an auto or home insurance company. This review will explain the reasons for the negative outlook from AM Best, give you information about the company, including its three year home & auto insurance complaint records, to help you decide if Imperial Fire & Casualty Insurance Company is the right company for you. Continue reading →

Grange Insurance Review: Auto & Home Insurance Customer Complaints, AM Best & JD Power Ratings

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This Grange Insurance review will evaluate, for the most recent six year period where reliable statistics are available (2009, 2010, 2011, 2012, 2013 & 2014), the home & auto insurance complaints for the subsidiary companies of the Grange Mutual Casualty Pool, to determine whether each subsidiary, such as Trustgard Insurance Company, has a better-than-average, average, or worse-than-average customer complaint record.

In addition to reviewing & rating its most recent six year complaint record, I’ll analyze the change in the JD Power home & auto insurance scores & ratings for Grange insurance from 2012 to 2015, and compare them to the scores of leading competitors, like State Farm, Allstate, The Hartford, Travelers, Safeco, Nationwide, Liberty Mutual, Farmers, Progressive, & GEICO. I’ll review the AM Best Financial Strength Rating (FSR) for the Grange insurance subsidiaries, too. Continue reading →

Homeowners of America Insurance Company Review: Home Insurance Price Competitiveness, JD Power, BBB, & AM Best Ratings, and Complaints 2012-2014

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This Homeowners of America Insurance Company review will evaluate, for the most recent three year period where reliable statistics are available (2012, 2013, & 2014), the homeowners insurance complaint record for the company, to determine if Homeowners of America Insurance Company has a better-than-average, average, or worse-than-average customer complaint history compared to other insurance companies. This review will also look at the AM Best, Better Business Bureau & JD Power ratings for Homeowners of America Insurance Company, as well as the price competitiveness of its homeowners, condo, and renters insurance rates. Continue reading →

Homesite Review: Homeowners Insurance Complaints, AM Best & JD Power Ratings

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Homesite Insurance Group insures only owner-occupied residential property, and partners with major auto insurance companies, like Progressive, National General (formerly GMAC), & GEICO, to offer home insurance coverage to their customers in some states. This blog post will review Homesite Insurance, evaluating its AM Best financial strength ratings, JD Power Claims & Customer Satisfaction ratings, and homeowner insurance customer complaints over the last five years, to let you know if Homesite Insurance performs better than average, average, or worse than average.

The homeowners (including condos, renters & mobile home) insurance complaint statistics will be analyzed for the subsidiary companies of Homesite Insurance Group, to determine whether each subsidiary, such as Homesite Insurance Company of the Midwest, has a better-than-average, average, or worse-than-average customer complaint record. I’ll also compare the home insurance complaint records for the Homesite subsidiary companies, with its major competitors, such as State Farm, Allstate, and Farmers Insurance. Continue reading →

Infinity Insurance Review: Auto Insurance Customer Complaints, AM Best & JD Power Ratings

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This Infinity Insurance review will evaluate, for the most recent six year period where reliable statistics are available (2009, 2010, 2011, 2012, 2013 & 2014), the auto insurance complaints for the subsidiary companies of Infinity Property & Casualty Corporation, to determine whether each subsidiary, such as Infinity Auto Insurance Company or Infinity Indemnity Insurance Company, has a better-than-average, average, or worse-than-average customer complaint record.

I’ll look at increases & decreases in market share (as measured by annual written premiums) for each Infinity subsidiary, as a possible indication of high or low auto insurance rates. I’ll also review Infinity’s JD Power customer satisfaction ratings & AM Best financial strength ratings. Lastly, this review will compare the auto insurance complaint records for the Infinity Group companies, with major competitors, like Allstate, Progressive, GEICO, The General, & Farmers. Continue reading →

Main Street America Review: Auto / Homeowners Insurance Price Competitiveness, JD Power, BBB, & AM Best Ratings, and Complaints 2012-2014

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This Main Street America review will evaluate, for the most recent three year period where reliable statistics are available (2012, 2013, & 2014), the home & auto insurance complaint record for the subsidiaries of Main Street America Insurance, to determine whether each subsidiary, such as Main Street America Assurance Company or Austin Mutual Insurance Company or NGM Insurance Company, has a better-than-average, average, or worse-than-average customer complaint record. This review will also look at the AM Best, Better Business Bureau & JD Power ratings for Main Street America, as well as the price competitiveness for Main Street America home & car insurance. Continue reading →

Shelter Review: Auto & Home Insurance Customer Complaints, AM Best & JD Power Ratings

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This Shelter Insurance review will evaluate the 2009, 2010, 2011, 2012, 2013, & 2014 homeowners & auto insurance customers complaints for the subsidiary companies of Shelter Insurance, to determine whether each subsidiary, such as Shelter Mutual Insurance Company, has a better-than-average, average, or worse-than-average customer complaint record. I’ll also look at increases & decreases in auto & home insurance market share (as measured by annual written premiums) for each Shelter subsidiary, as a possible indication of high or low insurance rates.

In addition to reviewing & rating its most recent six year complaint record, I’ll analyze the AM Best Financial Strength Ratings, and change in the JD Power home & auto insurance scores & ratings for Shelter Insurance from 2012 to 2015, and compare them to the scores of leading competitors, like State Farm, Allstate, Travelers, Hartford, American Family, Farmers, Progressive, & GEICO. Continue reading →

State Farm Review: Auto & Homeowners Insurance Complaints 2009-2014

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This State Farm Insurance review will evaluate, for the most recent six year period where reliable statistics are available (2009, 2010, 2011, 2012, 2013, & 2014), the home & auto insurance complaint ratings for the subsidiary companies of State Farm insurance, to determine whether each subsidiary, such as State Farm Fire & Casualty Company, has a better-than-average, average, or worse-than-average customer complaint record. Continue reading →

Kemper Preferred Insurance Review: Auto & Home Insurance Customer Complaint Statistics & JD Power, AM Best Ratings

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This Kemper Preferred Insurance review will evaluate, for the most recent six year period where reliable statistics are available (2009, 2010, 2011, 2012, 2013 & 2014), the auto & home insurance complaint ratings for the subsidiary companies of the Kemper Preferred insurance companies, to determine whether each of their subsidiaries, such as Kemper Independence Insurance Company or Unitrin Auto and Home Insurance Company, has a better-than-average, average, or worse-than-average customer complaint record.

I’ll look at increases & decreases in market share (as measured by annual written premiums) for each of these Kemper Preferred subsidiaries, as a possible indication of high or low insurance rates. Lastly, this review will compare the auto & home insurance complaint records for these Kemper Preferred subsidiary companies, with major competitors, like State Farm, Allstate, Progressive, GEICO, & Farmers. I’ll review the AM Best Financial Strength Rating (FSR) and JD Power ratings for the Kemper Preferred insurance subsidiaries insuring cars & homes, too. Continue reading →

Kemper Specialty Insurance Review: Auto Insurance Customer Complaint Statistics & AM Best Ratings

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This Kemper Specialty Insurance review will evaluate, for the most recent six year period where reliable statistics are available (2009, 2010, 2011, 2012, 2013, & 2014), the auto insurance complaint ratings for the subsidiary companies of Kemper Specialty, to determine whether each subsidiary, such as Alpha Property & Casualty Insurance Company or Financial Indemnity Company, has a better-than-average, average, or worse-than-average customer complaint record. I’ll look at increases & decreases in market share (as measured by annual written premiums) for each Kemper Specialty operating company, as a possible indication of competitive pricing. The Kemper Specialty companies sell nonstandard auto insurance for drivers considered higher risk. This review will compare the auto insurance complaint records for the Kemper Specialty subsidiary companies, with the companies or subsidiaries of major competitors selling nonstandard auto insurance, like Allstate Indemnity, Progressive, GEICO Casualty, The General, Infinity, National General (Formerly GMAC) & Mid-Century Insurance Company (Farmers). Continue reading →

Kemper Direct & Kemper Select (formerly Unitrin & Merastar) Review: Auto & Home Insurance Customer Complaint Statistics & AM Best Ratings

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This review will evaluate, for the most recent six year period where reliable statistics are available (2009, 2010, 2011, 2012, 2013, & 2014), the auto & home insurance complaint ratings for the subsidiary companies of the Kemper Direct (formerly Unitrin Direct) & Kemper Select (Merastar) insurance companies, to determine whether each of their subsidiaries, such as Unitrin Direct Property & Casualty Company or Merastar Insurance Company, has a better-than-average, average, or worse-than-average customer complaint record.

I’ll look at increases & decreases in market share (as measured by annual written premiums) for each of these Kemper Direct / Select subsidiaries, as a possible indication of high or low insurance rates. Lastly, this review will compare the auto & home insurance complaint records for these Kemper subsidiary companies, with major competitors, like State Farm, Allstate, Progressive, GEICO, & Farmers. Continue reading →

Progressive Home Insurance Review: Multi-Year Customer Complaint Statistics

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People having purchased home insurance from Progressive, are usually insured with another insurance company, such as Homesite Insurance Group, IDS Property Casualty Insurance Company, or another property insurance company, where Progressive serves as an agent, instead of the company insuring the home. But at one time, Progressive sold home insurance through some of its subsidiaries. Although Progressive has an extremely small share of the US home insurance market, there are still homes insured by Progressive now.

This Progressive Home Insurance review will evaluate, for the most recent six year period where reliable statistics are available (2009, 2010, 2011, 2012, 2013, & 2014), the home insurance complaint ratings for the subsidiary companies of Progressive Insurance still insuring homes, to determine whether each subsidiary, such as Progressive Casualty Insurance Company, has a better-than-average, average, or worse-than-average customer complaint record. I’ll compare the home insurance complaint records for the Progressive subsidiary companies insuring homes, with their major competitors, such as State Farm, Allstate, and Farmers Insurance. Continue reading →

Travelers Review: Auto / Homeowners Insurance Price Competitiveness, AM Best Financial Strength Ratings & Complaints 2009-2014

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This Travelers Insurance review will evaluate, for the most recent six year period where reliable statistics are available (2009, 2010, 2011, 2012, 2013, & 2014), the home & auto insurance complaint record for the subsidiary companies of Travelers insurance group, to determine whether each subsidiary, such as Travelers Home & Marine Insurance Company or Standard Fire Insurance Company, has a better-than-average, average, or worse-than-average customer complaint record.

I’ll also look at the JD Power ratings for Travelers auto & homeowner insurance pricing, and increases & decreases in market share (as measured by annual written premiums) for each Travelers subsidiary, as a possible indication of high or low insurance rates. In addition, I’ll review the AM Best Financial Strength Ratings for the Travelers insurance companies, too. Continue reading →

USAA Insurance Review: Auto / Homeowners Insurance Price Competitiveness, AM Best Financial Strength Ratings & Complaints 2009-2014

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This USAA Insurance review will evaluate, for the most recent six year period where reliable statistics are available (2009, 2010, 2011, 2012, 2013, & 2014), the home & auto insurance complaint record for the subsidiary companies of USAA insurance, to determine whether each subsidiary, such as USAA Casualty Insurance Company or Garrison Property & Casualty Insurance Company, has a better-than-average, average, or worse-than-average customer complaint record.

I’ll also look at the JD Power ratings for USAA auto & homeowner insurance pricing, and increases & decreases in market share (as measured by annual written premiums) for each USAA subsidiary, as a possible indication of high or low insurance rates. In addition, I’ll review the AM Best Financial Strength Ratings for the USAA insurance companies, too. Continue reading →