High Point / Plymouth Rock Auto Insurance Reviews: Complaints & JD Power Ratings

In 2011, High Point Auto Insurance, Palisades Insurance, and Teachers Auto Insurance changed brand names to Plymouth Rock Assurance. These companies primarily insure private passenger vehicles, only in the state of New Jersey. There is a Plymouth Rock subsidiary company selling auto insurance in Massachusetts, but the MA subsidiary will not be reviewed in this blog article. Although High Point is a small auto insurance company, it has enough market share in NJ to be included in the 2012 JD Power Mid-Atlantic Region auto insurance study. I think the JD Power numerical scores (I feel the power circle ratings alone are misleading) are a great tool for US car & home insurance consumers, they should not be relied on as the sole reason to choose, or not to choose, an insurance company. Coverage options available, a company’s multi-year complaint history, how the company operates and services the customer, and of course, price, are also important to consider, before you select an insurance company. This blog post will analyze the JD Power rating and study results for High Point Auto Insurance, and give you more information, so you can decide if High Point/Plymouth Rock is the right company for you, or if you should consider insuring with another company. As readers of my blog should know by now, even if you love your insurance company, getting quotes from competing auto & home insurance companies, and additional opinions on your coverage each year, is crucial to make sure you pay reasonable rates, and help you avoid having coverage gaps if you have a claim. Continue reading

Indiana Farm Bureau Review: Auto & Home Insurance Complaints, AM Best & JD Power Ratings

Some Indiana residents may know Indiana Farm Bureau is a major insurer of homes, trucks, and automobiles in their state, but how does Indiana Farm Bureau compare to other major car & home insurance companies, such as Progressive, GEICO, State Farm, Country, Hartford, Allstate, Nationwide, Travelers, Safeco, Auto-owners, & Liberty Mutual? This review analyzes the JD Power customer satisfaction ratings, AM Best financial strength ratings, and the most recent three-year home & auto insurance customer complaint records for the Indiana Farm Bureau insurance companies, and compares them with major competitors.

There is a lot of useful information in this review, but if you don’t want to read the entire review, you can skip to my review summary in the last section (section #5), to find out if my analysis concludes the auto & home insurance customer service, claims handling, and rates for Indiana Farm Bureau is below average, average, or above average. Reading this review can help you decide if Indiana Farm Bureau is a good company to insure your cars, trucks, or home. Continue reading

Home State County Mutual Auto Insurance Review: Customer Complaints, AM Best, BBB, & JD Power Ratings

Home State County Mutual Insurance Company, one of the largest insurers of private passenger vehicles & trucks in Texas, sells nonstandard auto insurance through local independent insurance agencies throughout the Lone Star State, assisted through its Managing General Agent (MGA) partnerships with other auto insurance companies like National General (formerly GMAC), Titan / Victoria insurance companies(owned by Nationwide Insurance), Alfa Vision, Kemper, and Esurance. Independent insurance agents often represent a companies with the best rates for drivers not qualifying for standard insurance rates due to their driving record or other reasons. If an agent tries to sell you and auto insurance policy from Home State County Mutual Insurance Company, is it really a good choice for you?

If you have no problem qualifying for standard auto insurance rates, you should not insure with a nonstandard auto insurance company like Home State County Mutual Insurance Company. Nonstandard auto insurance is automobile insurance for higher risk drivers some standard or preferred auto insurance companies won’t insure, such as newly licensed or inexperienced drivers, drivers with too many tickets or accidents, license suspension, or a major driving violation, such as a DUI, DUII, DWI, reckless driving.

If you are the type of driver that needs a company like Home State County Mutual Insurance, is there a better auto insurance company for you? Does Home State County Mutual auto insurance have too many customer complaints? How does Home State County Mutual compare to competing auto insurance companies like Progressive & GEICO? This blog post will help you answer these questions and review Home State County Mutual Insurance Company, evaluating its JD Power, AM Best, BBB (Better Business Bureau) ratings, and customer complaints over the last three years, to let you know if Home State County Mutual has a better than average, average, or worse than average complaint record or competitive auto insurance rates. Continue reading

Harleysville Auto & Homeowners Insurance Review: Customer Complaints, AM Best, BBB, & JD Power Ratings

The insurance companies of Harleysville Insurance Group, owned by Nationwide Insurance, sell auto & home insurance in 26 states, mostly in the East & Midwest of the USA. You may have heard about Harleysville Insurance, but do you really know how good a company it is for auto & home insurance?

I’ll review the AM Best financial strength ratings, JD Power customer satisfaction ratings, and Better Business Bureau ratings for the Harleysville Insurance companies, including their annual auto & home insurance complaint records over the last three years.

My review summary will give you my opinion if Harleysville personal auto & homeowners insurance is performing better than average, average, or worse than average, compared to its competitors, like State Farm, Nationwide, Allstate, Progressive, GEICO and other leading companies, for low rates, claims handling, and customer service. Continue reading

Buckeye State Mutual Insurance Company Reviews: AM Best Financial Strength Rating & Customer Complaint Record.

Buckeye State Mutual Insurance Company, an insurance company insuring houses, farms, mobile homes & cars in Colorado, Indiana, Kansas, Nebraska, Ohio, & South Dakota, had its Financial Strength Rating (FSR) affirmed as “B+” (good) on 5/30/2014 by AM Best, with a negative outlook, meaning there could be a rating downgrade in the future. As of 6/2/2015, AM Best has downgraded the Financial Strength Rating for Buckeye State Mutual Insurance Company to “B (Fair)” with a stable outlook, meaning no ratings downgrade or upgrade is expected in the near future. The Financial Strength Rating of “B” is a rating in AM Best’s “vulnerable” category.

Most insurance agents will tell you not to insure with any insurance company, with less than an AM Best grade of “A-,” for the financial strength of the company. A grade of “B” may still be above average when you are a student in school, but it’s not a good grade for an insurance company. This blog post will explain the reasons for the poor rating from AM Best, give you information about the company, including its four year home & auto insurance complaint records, to help you decide if Buckeye State Mutual Insurance Company is right for you. Continue reading

Florida Auto Insurance Review: Best & Worst Complaint Records for the 26 Largest Companies in the State.

This review analyzes & ranks the 26 largest auto insurance companies in Florida, from best to worst by their auto insurance complaint history, as determined by complaints filed against them by FL auto insurance customers & claimants with the Florida Office of Insurance Regulation, during the years of 2009, 2010, 2011, 2012, 2013, & 2014. Common reasons for filing complaints with the Florida state insurance department are because of denials, delays, or inadequate payments of claims. I’ll also look at each company’s change in Florida auto insurance market share, as an indication of which companies have higher or lower auto insurance rates. Continue reading

Mendota / Mendakota Auto Insurance Review: Customer Complaints, AM Best, BBB, & JD Power Ratings

Mendota Insurance Company, and its wholly owned subsidary company, Mendakota Insurance Company, sell nonstandard auto insurance through local independent insurance agencies in many U.S. states. In some areas of the country, independent insurance agents have the best rates for drivers not qualifying for standard insurance rates due to their driving record or other reasons. If an agent tries to sell you and auto insurance policy from Mendota Insurance Company or Mendakota Insurance Company, is it really a good choice for you?

If you have no problem qualifying for standard auto insurance rates, you should not insure with a nonstandard auto insurance company like Mendota or Mendakota Insurance Company. Nonstandard auto insurance is automobile insurance for higher risk drivers some standard or preferred auto insurance companies won’t insure, such as newly licensed or inexperienced drivers, drivers with too many tickets or accidents, license suspension, or a major driving violation, such as a DUI, DUII, DWI, reckless driving.

If you’re the type of driver that needs a company like Mendota /Mendakota Insurance, is there a better auto insurance company for you? Does Mendota / Mendakota auto Insurance have too many customer complaints? How does Mendota or Mendakota compare to competing auto insurance companies like Progressive & GEICO? This blog post will help you answer these questions and review Mendota & Mendakota insurance companies, evaluating their JD Power, AM Best, BBB (Better Business Bureau) ratings, and customer complaints over the last three years, to let you know if Mendota or Mendakota Insurance Company has a better than average, average, or worse than average complaint record or competitive auto insurance rates. Continue reading