Philadelphia Contributionship / Germantown Insurance Company Reviews: Financial Strength Rating & Customer Complaint Statistics

Philadelphia Contributionship for the Insurance of Houses from Loss by Fire, is one of the oldest insurance companies insuring homes in the USA, founded by Benjamin Franklin in 1752. In spite of the appearance of limiting coverage to house fires in its name, Philadelphia Contributionship offers modern home, condo, dwelling, & renters insurance, similar to coverage provided by more familiar insurance companies like State Farm, through its two subsidiary companies, Philadelphia Contributionship Insurance Company & Germantown Insurance Company, insuring properties in some Eastern states. Philadelphia Contributionship is a small insurance company, without a sizeable national market share like Allstate. But if you really want to save money, & have the right coverage options fitting your needs, you should check with many of the insurance companies available in your state. Philadelphia Contributionship has a hard-to-find product that may be preferable to middle & upper class homeowners, as well as products to insure older or low value homes that other property insurance companies may not insure.

This blog post will tell you how you can get insurance price quotes from Philadelphia Contributionship, the type of insurance it sells, its recent AM Best financial strength rating, and most importantly, its home insurance complaint statistics & ratings of its subsidiary companies for the last three years, so you have some objective measure of their customer service. If you’re a customer, this review can help you decide if you should consider other insurance companies. If you are looking for property insurance, this review can help you decide if Philadelphia Contributionship might be a good choice for you. A wise insurance shopper knows there are big differences in price & coverage among home insurance companies, so it’s smart for you to shop with many companies, to find the best price, coverage, and service for you. Continue reading

Alfa Insurance Review: JD Power Ratings, AM Best Financial Strength Ratings, & Customer Complaints

This review will analyze the change in the JD Power home & auto insurance scores & ratings for Alfa Insurance over the last few years. The annual JD Power insurance company studies are, in my opinion, the most objective & relevant indicators of customer & claims satisfaction, by surveying the opinions of thousands of consumers about their auto & home insurance. However, the power circle ratings used by JD Power can be deceptive, with some companies receiving the top rated four and five power circle ratings, not scoring much above the score of the average company. This review will look at the JD Power ratings & numerical scores for Alfa, in all the JD Power insurance studies where it was included in the last three years, to see if its JD Power ratings truly reflect the quality of the claims & customer service for the company.

This review will also show you if Alfa has a better than average, average, or below average complaint record for 2009, 2010, 2011, 2012, 2013 & 2014. Additionally, I’ll review the AM Best Financial Strength Rating (FSR) for the Alfa insurance companies. Continue reading

Wawanesa Auto & Home Insurance Review

Wawanesa Insurance was the award recipient, for scoring the highest for auto insurance customer satisfaction in the state of California, for the 2012, 2013, & 2014 JD Power auto insurance studies, measuring customer satisfaction among the leading auto insurance companies in the state. Wawanesa sells insurance in the states of California & Oregon only, but many auto insurance customers in these two states may be unfamiliar with Wawanesa. This review will analyze the JD Power & AM Best ratings for Wawanesa Insurance, look at its three-year home & auto insurance customer complaint record in comparison with major competitors like Allstate, State Farm, GEICO, & Progressive, show you the best way to get a price quote for the coverage you need, and help you decide if Wawanesa Insurance might be a good choice for you. Continue reading

Westfield Insurance Review: Auto & Homeowners Complaints, AM Best, BBB, & JD Power Ratings

Westfield Insurance sells auto, home, and boat insurance in the states of Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, Tennessee, and West Virginia through independent insurance agents with offices located in communities across those 10 states. Westfield Insurance is among the nation’s top 50 largest property and casualty insurance groups. How good is Westfield’s auto & home insurance? I’ll review the AM Best financial strength ratings, JD Power customer satisfaction ratings, and Better Business Bureau ratings for the Westfield insurance companies, such as Westfield Insurance Company, Westfield National Insurance Company, and American Select Insurance Company, including their auto & home insurance complaint records over the last three years. My review summary will give you my opinion if Westfield Insurance is performing better than average, average, or worse than average, compared to its competitors, like State Farm, Allstate, Progressive, GEICO and others. The wise insurance buyer shops for the best combination of coverage, price, and service, so be sure to use the ad below this paragraph (or the ad at the end of this review) to get price quotes from multiple insurance companies and find the best insurance company for you. Continue reading

PEMCO Review: Auto, Home, Condo, Renters, Boat Insurance

PEMCO is a regional insurance company headquartered in Seattle, WA., selling auto, home, & boat insurance coverage direct to consumers in the states of Oregon & Washington, and through independent insurance agencies located in some communities in these two states. PEMCO was the JD Power award winner for auto insurance customer satisfaction in the Northwest region for 2013 & 2014. PEMCO has had some limited TV advertising recently, but many residents of OR or WA may still be unfamiliar with PEMCO. My review will look at the strengths and weaknesses of insuring with PEMCO, and how it sells its insurance coverage. This review analyzes the JD Power customer satisfaction ratings, AM Best financial strength ratings, and the most recent three-year home & auto insurance customer complaint records for PEMCO Insurance, and compares them with major competitors like Allstate, State Farm, GEICO, Nationwide, Safeco, American Family, & Farmers. Once you read this review, you’ll know how to decide if PEMCO Insurance is a good choice to insure your car, home, or boat. Continue reading