Primerica Life Insurance & Term Rates Review 2014

Has a friend or acquaintance talked to you about Primerica? Has someone representing Primerica offered to meet with you for a financial needs analysis? Has anyone tried to recruit you to join Primerica? Primerica, a multi-level marketing company, once a part of Travelers/Citigroup, became its own independent public company in 2010, and its stock is listed on the New York Stock Exchange. If you have never heard of Primerica, there are pretty good odds eventually someone you know will become a Primerica representative, and will want to meet with you to help you with life insurance and investments. This review will discuss Primerica, examine the competitiveness of Primerica’s term life insurance rates against other life insurance companies, and explain why it’s probably best for you to avoid Primerica and its representatives. Continue reading

2014 JD Power Auto Insurance Claims Satisfaction Ratings: Best & Worst Companies

JD Power has released its 2014 US Auto Insurance Claims Satisfaction Study. Although these annual JD Power customer surveys are great resources for consumers to use, as an objective measure of customer satisfaction, for each of the major auto insurance companies in the USA, the power circle ratings, used by JD Power to rate each insurance company, can mislead people about how well or how poorly each company performed in the survey. This review & analysis of the numerical scores for the auto insurance companies surveyed in the 2014 JD Power US Auto Insurance Claims Satisfaction Study will let you know the best & worst companies, and which highly rated companies are really performing close to average, and about the same as lower rated companies. Continue reading