Should I file an insurance claim?

If something happens to your home or auto, and it is covered by your home insurance or auto insurance, should you file a claim? Why wouldn’t you file an insurance claim? Isn’t that the reason you buy insurance? Sometimes filing an insurance claim, even though it is a legitimate claim and you have coverage, is not in your best interest.
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Can your company or agent match auto insurance rates?

So, you have shopped for the best auto insurance quote, with all the leading auto insurance companies, as I recommend. I know I’m still searching for that $9 a month auto insurance I see advertised, but I think I am more likely to find Bigfoot before I find it. You can save a lot of money on auto insurance by following my shopping advice, but don’t get fooled by deceptive advertising. Continue reading

Road Rage Not Covered By Auto Insurance

How does your car insurance help you, when your daily commute turns dangerous, and another driver intentionally drives you off the road, or hits your car, over some perceived slight? What if you are not a party to the road rage incident, but an innocent person caught up and injured in the mayhem? Your auto insurance may not cover the damage to your car, or your injuries at all! Continue reading

Uninsured/Underinsured Motorist Coverage

What if, while you and your family are driving home from an evening out, a drunk driver swerves into your lane, and hits your car head-on at 50 miles an hour? The drunk driver was driving with a suspended license, and no auto insurance. Continue reading

Ignoring an insurance bill can damage your credit history

Often, when someone’s car is not running, being used, up for sale, or if they have switched to another auto insurance company, they choose to ignore the insurance bills they receive. Ignoring insurance bills is a huge mistake, which can harm people’s credit score, if they continue to ignore them. I’m blogging today to tell you why this happens, and how you can avoid it happening to you. Continue reading

Alfa Insurance Reviews: Complaint Ratings & Customer Satisfaction Ratings

Most insurance company reviews on the Internet are lacking in useful information. My insurance company reviews & insurance shopping tips, along with my evaluation of the major auto insurance & home insurance companies by state, should help you determine the best insurance company for you. This blog post will take a closer look at the Alfa insurance companies Continue reading

Multi Car Discount & Auto Insurance

Do you insure all your cars with the same insurance company? You should consider it, if you want the best price on auto insurance. Continue reading

Stopping your auto pay does not cancel your insurance

Have you ever had a month where money was tighter than normal, and you did not have enough money to cover your auto insurance company’s deduction from your bank account? Continue reading

Buying, borrowing, or lending a car & insurance: make sure you are covered

It’s the weekend, your son is buying a car, but your agent’s office is closed. Do you let your son buy the car, and don’t let him drive it until you can call your auto insurance agent on Monday? Do you assume you have insurance coverage, and allow your son to buy & drive the car? Are you unsure if you or your son are covered to drive it, and take a chance, feeling confident nothing will happen until you contact your insurance company? Life happens outside of 9 am to 5 pm, Monday through Friday, so what is the best thing to do, when you need your agent, when your agent’s office is closed? Continue reading

Arizona’s Best & Worst Auto Insurance & Home Insurance Companies

Does your auto insurance company have a lot of complaints? Will you have difficulty placing a claim, or have a valid claim delayed or denied? Is your company is good or bad? Most consumers fail to check the complaint records of their insurance companies. Here are a list of 20 auto insurance companies, and a list of 12 homes insurance companies, ranked from best to worst, by the number of complaints filed against them in Arizona. Continue reading

Auto Liability Insurance Coverage

This blog entry will tell you what you need to know about auto liability insurance coverage, how to avoid mistakes, and how to use it to get a lower price on your car insurance. Continue reading

Insurance Check Up Step 5

You’ve learned how to choose & save money on home & auto insurance coverage by reading my Web site. You’ve learned the importance of an annual insurance policy review with your agent or insurance company — what to expect from the review, what to do to make sure you have the right coverage for you, and how to make sure your agent or insurance company are working for you, to get you the best rate they can offer. Continue reading

Insurance Check Up Step 4

This week, I’ve been telling you about the importance of a yearly insurance check up, and how it can save you money on insurance, and improve your coverage. Continue reading