Can you use your health insurance if you are injured in a car accident?

Yes, but before your health insurance pays your medical bills, your health insurance company may want a letter from your auto insurance company, stating there is no coverage for your injuries, or the coverage under your auto insurance has been exhausted. Continue reading

Is your newly purchased car automatically insured?

I saw a car ad last night, and discovered GM/Chevrolet has a special offer on the purchase of some of their newer models for Oregon and Washington residents, where GM will give you free car insurance through Metlife Auto & Home insurance for the first year on the new vehicle. Continue reading

When to drop “full coverage” auto insurance.

In a prior blog post, I talked about why there is no such thing as full coverage auto insurance. However, the public, and even some insurance agents, use it as a slang term for having Comprehensive coverage and Collision coverage. Continue reading

Is it okay to change your auto insurance every 6 months?

Yes, it is okay to change auto insurance companies every 6 months. If anything has changed about your situation — your car insurance premium increased, you got a new job, you moved, bought another or different car, have a new driver in your household, your driving record has gotten better, etc. — it pays to shop to make sure you are getting a good deal. My list of leading auto insurance companies make getting multiple auto insurance quotes easy. Continue reading